Overall card rating4.3 Show
from Credit Karma members Most helpful positive reviewEasy to get, easy to live withCredit Karma Member I got this card after trying CapitalOne's secured card offering following a Chapter 13 discharge; the secured card only had a limit of $1,000 and was effectively worthless so I paid off and closed that account after six weeks. In December 2020, six months after closing the secured card, CapitalOne sent me a Pre-Approval E-Mail for a Quicksilver card; I took the bait and was instantly approved for a $3,000 limit. Three months into it, I like this card very much. Most helpful negative reviewWaste of time!Credit Karma Member I wouldn't recommend this card to anyone. Not only can you get the same card with the same cash back and no annual fee, but you are just another number in the system. I personally have dealt with a dispute for a year, in which I was 100% entitled to a refund. Yet Capital One has made it a nightmare for me! Back and forth phone calls, just to say we'll look into. Only to then close the case. Then tell me they need more information to which I sent everything! Still wasn't good enough. So now I'm short $1,470.00 might as well paid it directly to Capital One. I wouldn't recommend to no one! Member ratingsAll member reviews (2057)5 stars 1255 4 stars 360 3 stars 110 2 stars 57 1 stars 275 Credit Karma Member Not a surprise, but I got denied. I have several credit cards, <10% utilization, but they are notorious for denying heavy credit users. They prefer newbies and 2-card Boomers, so be careful because they triple pull. Anyone know if they, or Bank of America, is more stingy with cards, lol..? Credit Karma Member I was nearly 'guaranteed' for approval from Credit Karma, with my Credit Score of 894-896. My 'credit age' was 19 years, 4 months, and it had been about 6 years since I'd applied for a new account, so I chose to apply for this card, based upon the positives.....which included approximately a $200 credit for me for around $1500 in purchases in the first 3 months. I sat the account up, per instructions. And already had a Capital One VISA account that has been active for several
years. I attempted purchase after purchase, all of which was denied, indicating that the account is 'Inactive' or 'Declined.' What rot! Numerous online attempts to 'activate' the account , per instructions , have been unsuccessful...... I finally had to call an 800 number in the umpteenth attempt to get the card activated. My opinion is that they simply want to delay activation in order to get out from under the published rewards. Credit Karma Member It's a good card for people rebuilding credit, but it's a bad card for long term use. Cap One has a bucketing policy that, if your credit is fair to poor when you get the card, you do not get limit increases no matter how good your credit gets. After several unsuccessful attempts to get limit increases on both my Quicksilver One and my platinum card despite having a terrific credit score, I closed both cards. Still waiting for the return of my $39 annual fee which I paid a few
days before closing the accounts. I now have two cards with much higher credit limits an no annual fees. Credit Karma Member I only gave them a 1 star only because negative ratings were not available. Worst card do not bother received a text message telling me my payment was due 10 days ago! I previously asked them about auto pay they do not provide this service, what finance company doesn't provide these services. No emails with payment reminders let alone statements and it would be great if you were speaking to someone who spoke and understand English don't know what country I am calling but its not
the USA. Not worth the aggravation every month fighting with them to pay your card. They will send you junk mail on how to spend your money instead of sending statements and payment reminders. Dont waste your time!! Credit Karma Member I got this card after trying CapitalOne's secured card offering following a Chapter 13 discharge; the secured card only had a limit of $1,000 and was effectively worthless so I paid off and closed that account after six weeks. In December 2020, six months after closing the secured card, CapitalOne sent me a Pre-Approval E-Mail for a Quicksilver card; I took the bait and was instantly approved for a $3,000 limit. Three months into it, I like this card very much. Credit Karma Member I wouldn't recommend this card to anyone. Not only can you get the same card with the same cash back and no annual fee, but you are just another number in the system. I personally have dealt with a dispute for a year, in which I was 100% entitled to a refund. Yet Capital One has made it a nightmare for me! Back and forth phone calls, just to say we'll look into. Only to then close the case. Then tell me they need more information to which I sent everything! Still wasn't good
enough. So now I'm short $1,470.00 might as well paid it directly to Capital One. I wouldn't recommend to no one! Credit Karma Member I got this card to rebuild credit after some financial trouble. Based on all the reviews- most people got healthy increases after 5 months of clean payments. I paid this off as soon as I used it every month, spotless payments, no issues with anything. When it came time to increase my cl, they increased it by $200...what a joke. I called and asked to speak to a CA or anyone who could review my file for a manual increase. CS rep was useless and incompetent and read the script. I'm
finalizing a collection settlement, then back to AMEX I go. Stay away from this card and capital one at all costs Credit Karma Member I applied for this card a few years back and was approved right away; however, I was approved with only a $500 limit! I can't even buy an airline ticket for that amount! When I asked to have my limit increase based on my credit score (826), they rejected my request and said, "you don't ask to have your credit limit increased, we decide when you are eligible". End of discussion...I took scissors to the card and cancelled it the next day. Credit Karma Member I first got this card as a "Secured Card" where I put money down. Within 6-8 months they refunded my money and it became a "UnSecured Card" Also they have periodically upped my credit availability on the card without me even having to ask. :) It has helped me get my credit going again. So it has helped me after not taking care of my credit in my younger years. Credit Karma Member Just wanted everyone to know that I had a 576 credit score and credit karma stated that had fair approval odds. I read the reviews and went directly to capitalone website to apply. I applied there and recieved no annual fee with a 500 dollar credit limit and 2% cashback. I recieved the card in 1 week. They have a wonderful app that i downladed and love. Very easy to use. If you are working on rebuilding your credit this is truly a wonderful card. They also stated I would get an
automatic limit increase with 5 on time payments. I will come back and update if that happens! See Approval Odds before you applyWe’ll estimate your chances of approval based on your credit profile. Join today — it’s free! You’ll also get: Sign up
What is the highest limit on a Capital One Quicksilver card?For the most part, qualified applicants looking to add the Capital One Quicksilver Cash Rewards Credit Card to their wallets can likely expect to receive a credit limit between $1,000 and $10,000.
What is the limit on QuicksilverOne?The Capital One QuicksilverOne credit limit could be anywhere between $300- $1,000, according to online cardholder reports. But it will depend entirely on the specifics of your credit and your overall financial situation. So, the better your credit is, the higher you can expect your spending limit to be.
What's the highest credit limit Capital One will give?Highest “Capital One” Credit Limit: $50,000.
What credit score do you need for QuicksilverOne?The Capital One QuicksilverOne Rewards Credit Card is a good choice for people with just average credit. Applicants with at least a fair credit score (580 or higher) or little credit history have good chances for approval.
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What is the highest credit limit for capital one quicksilverone
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