Southwest chase credit card rental car insurance

This question is about the Southwest Rapid Rewards® Plus Credit Card

Alex Wise, WalletHub Credit Cards Analyst

@Alex_Wise 02/08/19 This answer was first published on 02/08/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

The Southwest Plus Card rental car insurance benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles (up to $50,000 MSRP).

All you need to do is pay for the rental with your card and reject the optional CDW policy the car rental company offers.
Your policy works worldwide, with a few exceptions: Israel, Jamaica, the Republic of Ireland, or Northern Ireland.
To submit a claim, call the number on the back of your card.

Southwest chase credit card rental car insurance

Southwest Rapid Rewards® Plus Credit Card

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What are the Southwest Premier card benefits?

This question is about the Southwest Rapid Rewards® Premier Credit Card

Sue Patterson, WalletHub Analyst

@sweetsue 09/16/22 This answer was first published on 09/02/20 and it was last updated on 09/16/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

The Southwest Premier Card benefits include rental car insurance, purchase protection, extended warranty, and more. Cardholders also get 2 automatic check-ins, plus 6,000 bonus points every year the Southwest Premier Card is renewed.

Additionally, the Southwest Premier Card’s foreign transaction fee is $0.

Here are some of the best Southwest Premier Card benefits:

  • Rental car insurance
  • Purchase protection
  • Extended warranty protection
  • Lost luggage reimbursement
  • Baggage delay insurance
  • Travel accident insurance
  • 2 automatic check-ins per year
  • 6,000 bonus points every time card is renewed
  • No blackout dates or seat restrictions
  • $0 foreign transaction fee
  • An initial bonus of 50,000 points for spending $1,000 in the first 3 months
  • 1 - 3 points per $1 on purchases

The Southwest Premier Card’s $99 annual fee can be worth it for people who travel a lot. The initial bonus alone is worth at least two free flights - and maybe more, depending on the cost of airfare. The travel insurance benefits also stand out on this card, simply because so many card issuers have dropped these benefits in recent years.

Southwest chase credit card rental car insurance

Southwest Rapid Rewards® Premier Credit Card

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People also ask

What is the value of Southwest points?

The value of Southwest points is 1.37 cents per point, on average. That means 10,000 Southwest points have a value of roughly $137. Southwest points are worth about the same as the average airline miles, which are worth 1.36 cents each, as a result.

It`s important to remember that the value of Southwest points depends on how they are redeemed. They have the most value when used for Rapid Rewards flights. In addition, one of the best ways to increase the number of Southwest points that you earn is to apply for a read full answerSouthwest credit card.

Southwest Points vs. The Competition

Rewards Program

Average Mile Value

Value of 1,000 Miles

Southwest Airlines Rapid Rewards

1.37 cents

$13.7

Delta SkyMiles®

1.29 cents

$12.9

United MileagePlus

1.29 cents

$12.9

Alaska Airlines

1.18 cents

$11.8

American Airlines AAdvantage

1.34 cents

$13.4

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

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Does Chase Southwest Rapid Rewards credit card have travel insurance?

Of course, the Southwest Rapid Rewards credit card has great travel benefits. The card offers lost luggage reimbursement of up to $3,000 per passenger. You'll also receive baggage delay insurance, worth up to $100 per day for three days.

How do I claim insurance on my Chase rental car?

To file a claim for your Chase Freedom car insurance, call the benefit administrator at 1-888-320-9656 (from the United States) or 1-804-673-1691 (a collect call from abroad). You can also file online at eclaimsline.com. You must make your claim within 60 days from the date when theft or damage occurred.

Does the Southwest credit card come with travel insurance?

The Southwest Rapid Rewards® Premier Credit Card is a solid airline credit card for consumers who regularly fly with the Dallas-based carrier. The card comes with a nice welcome offer, flexible bonus spending categories, travel insurance and several benefits when you fly with the airline.

Does Southwest Chase Visa have travel insurance?

The Southwest Premier Card travel insurance benefit is made up of three types of coverage: travel accident insurance, lost luggage reimbursement, and baggage delay insurance.

Does Chase credit card offer car rental discounts?

Chase credit card car rental discounts give qualifying cardmembers up to 35% off rentals when they book a car through Avis, Silvercar, or National Car Rental. While Chase only markets this benefit for the Chase Sapphire Reserve card, you could get discounts as a payment network perk if you have another Chase card.