At one point, you may have been asked by a biller or your employer to provide your bank’s routing number — usually in combination with your bank account number. And if you’re part of a shrinking group of consumers who still issue paper checks, then you’ve probably encountered this mysterious code on your checkbook or deposit slip. Show
The nine-digit routing number — also called the ABA RTN, or “American Bankers Association Routing Transit Number” — serves as an electronic address for bank transactions made among financial institutions within the U.S. (international transactions require different codes such as the SWIFT or IBAN). The ABA implemented this system in 1911 to automate paper check processing, and for decades routing numbers have been printed on checks in a machine-readable format with magnetic ink. As electronic transactions grow more common, the use of routing numbers has expanded to accommodate ACH and wire transfers, as well as newer types of accounts such as prepaid cards. Below, we identify all the ways to locate the code and explain the steps you should take if your bank changes its routing number, which commonly happens after a bank merger or acquisition. Table of Contents How To Find Your Routing NumberDo Routing Numbers Change? Here's What To DoHow To Find Your Routing NumberMost banks don’t use a single routing number for all of their accounts. The routing number for your account is often determined by the state or branch where your account was opened. And at some financial institutions, the same account also can have multiple routing numbers assigned to it, depending on the type of transaction you’re trying to complete. For instance, your checking account may have a routing number specifically for ordering a box of checks, another one for setting up direct deposit and a third one for sending an ACH or wire transfer. Keep this in mind when locating your routing number. Here’s how to find it:
If you’re searching for the opposite — that is, trying to identify a bank by its routing number — you can perform a search on the ABA’s Routing Number Lookup Service. Do Routing Numbers Change? Here’s What To DoYes, routing numbers (and account numbers) occasionally change, usually when banks merge, consolidate or acquire other banks. The good news is you will be given plenty of time to change over. Here are some things to be mindful of:
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Questions sort 4 Reply 4 0 Alexandra Barring, Banking Moderator @alexandra The Walmart MoneyCard routing number is 124303120. This is in fact Green Dot bank's routing number, which is the issuer of the Walmart MoneyCard. In general, if you need to get your routing and direct deposit account numbers, you can text DD to 37267, or you can log in to the app or your online account. Alternatively, you can call (866) 871-2416 and enter your card information. 1 0 What is the US Bank ReliaCard account and routing number?2 UpvotesReply 2 0 Kendall Morris, Credit Cards Moderator @kendallmorris The US Bank ReliaCard does not have an account or routing number. The card cannot be loaded with funds. The issuing agency is the only source that can load funds to the card. 1 0 How do I change my account number?1 UpvoteReply 1 0 Alexandra Barring, Banking Moderator @alexandra You can't really change your account number, unless you change your actual account. Since your account number is linked to your account, the only way to effectively change it is to open a new account. Opening a new account can be done either before, after or at the same time as closing your old account. 1 0 Need my routing nuber0 UpvotesReply 0 0 Routing number directexpress0 UpvotesReply 0 0 I'm trying to get my routing number for my direct express debit card.0 UpvotesReply 0 0 The routing number and account number for direct Express in Phoenix AZ0 UpvotesReply 0 0 What is Bank of America routing number0 Reply 0 0 How do I get my routeing and tracking0 UpvotesReply 0 0 How do I get s routing number for direct express expedited card0 UpvotesReply 0 0 View More QuestionsAsk Your Question Related ContentCheck Processing: What Happens When You Write A Check?How To Balance A Checkbook & Reconcile A Bank StatementHow to Open a Checking Account: Step-by-Step Guide, Tips & MoreNSF Check: When A Check You Wrote (Or Received) BouncesBest OffersBest Credit CardsBest Checking AccountsBest Savings AccountsBest Travel Credit CardsBest Cash Back Credit CardsBest Business Credit CardsBest Airline Credit CardBest Balance Transfer Credit CardsBest Car InsuranceFree Credit DataFree Credit ScoreFree Credit ReportFree Credit MonitoringCredit Score DataCredit Score RangePopular ContentCredit Cards for Bad CreditStudent Credit Cards0% APR Credit CardsNo Foreign Transaction Fee Credit CardsBusiness Credit CardsChase Sapphire PreferredCapital One VentureCiti Double CashCapital One QuicksilverAmerican Express Blue CashWas this article helpful? YesNo PREVIOUS ARTICLE Bad Check Laws & Restitution Program For Check FraudNEXT ARTICLE Saving For College: Compare Options, Strategies & MoreDisclaimer: Editorial and user-generated content is not provided or commissioned by financial institutions. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are WalletHub advertising partners. Our content is intended for informational purposes only, and we encourage everyone to respect our content guidelines. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. |