1st midamerica credit union mobile deposit funds availability

1st MidAmerica Credit Union's free Mobile Banking Application - optimized for iPhone and iPad devices.

Table of Contents Show

What’s New
Ratings and Reviews
Wonderful!
Sleek and functional
Please Fix!!!
App Privacy
Data Linked to You
Data Not Linked to You
Information
More By This Developer
You Might Also Like
eServices / Online Services
Business Services
Financial Education
Additional Services
How Long Does Members 1st mobile deposit take?
How do I deposit a check to cu1?

Features
• Review account balances and transactions
• Transfer funds between accounts
• Pay bills
• View copies of cleared checks
• Locate surcharge-free ATM’s and 1st MidAmerica Credit Union branches

Safe and Secure
1st MidAmerica CU uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.

What’s New

Dec 15, 2021

Version 2021.11.0.47

- Redesigned App settings view
- Updated locations permission flow
- General maintenance and defect fixes

Ratings and Reviews

4.8 out of 5

2.4K Ratings

Wonderful!

I’ve used a few different banking apps and this is by far the best one and easiest to use. Accurate up to date instant debit info shows up and doesn’t just say pending like other banking apps do but actually shows you what is pending with information for the company.

Sleek and functional

Works well and has the same functionality as the online banking site. Has all the things you would expect from a mobile banking app. Tons of options and functions hidden in a simple but elegant UI.

Please Fix!!!

It is currently 1am CST, and almost any time I use the app to check my accounts later in the night the app does not work correctly. “Application Error” pop up appears and I’m not able to see my account info. Plus, the website also offers many features that you can’t do on this app, like looking at the Money Management section to look at budgets, etc.

App Privacy

The developer, 1st MidAmerica CU, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

Purchases
Financial Info
Contact Info
User Content
Identifiers
Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Information

Seller

1st Midamerica Credit Union

Size

34.4 MB

More By This Developer

1st MidAmerica Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. 1st MidAmerica CU offers the following services to credit union members. Services available may vary at individual locations. Contact 1st MidAmerica CU at (618) 258-3168 for more information.

eServices / Online Services

Access the credit union's online services 24 hours a day from your computer, tablet, or smartphone.

1st MidAmerica CU Online Banking - login here.
Mobile Banking / Smartphone (iOS/Android) App - get information here.
Bill Pay
Audio Response/Phone Based Banking
Membership Application
New Loan
Check Account Balances
Share Draft Orders
New Share Account
Online Loan Payments
View Account History
Share Account Transfers
View and Download Account History
Account Aggregation
Internet Access Services
e-Statements
Transfer to External Accounts
Merchant Processing
Remote Deposit Capture
Mobile Payments

Checking

1st MidAmerica CU checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (618) 258-3168.

Checking Account (Share Draft Account)
ATM and Debit Cards
Free Share Drafts
Contact the credit union to reorder checks.

Savings

Saving money is where good money management begins.

Regular Share Savings Accounts
Share Certificates (CDs) with Low Minimum Balance Requirements
Certificates of Deposits
Savings Calculator

Loans

Auto Loans
Indirect Loans
Risk Based Loans
Participation Loans
Loan Calculator

Mortgages

Online shopping this fall? Check with the credit union to discuss your mortgage options. Contact the credit union for a mortgage application.

Real Estate Loans including Mortgages
Interest Only and Payment Option 1st Mortgage Loans
First Time Homebuyer Program
Mortgage Processing
Approved Mortgage Seller
Mortgage Calculator

Business Services

Need services to meet the needs of your business?

Business Checking
Business Loans
Loan Calculator

Credit

1st MidAmerica Credit Union does not report to offer credit cards, secured credit, or debt cancellation programs.

Financial Education

Learn better money management skills.

Financial Counseling
Financial Education
Financial Literacy Workshops

Additional Services

The credit union offers additional services to members. Contact 1st MidAmerica Credit Union to inquire about savings and loan services you need and to compare competitive credit union interest rates.

No Surcharge ATMs
Overdraft Protection (Courtesy Pay)
Student Scholarships
Insurance and Investment Sales
Check Cashing
Money Orders
International Remittances

How Long Does Members 1st mobile deposit take?

Regardless of the above circumstances, in all cases the first $250 of all deposits will be made available the day of deposit. If the funds are deposited to a new account (for new member) that is less than 30 days old, all funds deposited will be available on the 5th business day after the date of deposit.