Bank of the west mobile deposit funds availability

Q: What is Bank of the West daily limit?

Higher daily transaction limits4—up to $4,060 in ATM cash withdrawals and up to $15,000 in point-of-sale and other debit card transactions.

Deposit checks in a snap!

Tips for Taking Check Photos

Table of Contents Show

Deposit checks in a snap!
Activating Mobile Deposit
Get the App!
Deposit your check anytime, anywhere.
How to use Mobile Deposit
How Does Bank of The West Mobile Deposit Work
Is Mobile Deposit Secure
Bank Of The West Mobile Deposit Limit
How long does mobile deposit Take Bank of the West?
Does Bank of the West have mobile deposit?
How soon are funds available after mobile deposit?
What is Bank of the West daily limit?

Help ensure mobile deposit success by following these simple tips when taking photos of your check.

Photo Tips

Step-by-Step Instructions

Let us walk you through each step of making a mobile deposit.

Make A Deposit

Reminders

Here are a couple things you need to know after depositing your check.

Go to Reminders

Activating Mobile Deposit

You got the app. Now you're ready to start making deposits.

Log in to mobile or online banking. Under Services, go to Mobile Deposit Enroll and click “I Accept.” The Deposit Check feature will show in the mobile banking app’s menu under Transactions and in the More menu in the upper right corner of the app’s home screen.

Get the App!

BankWest's Mobile Banking app is available on the App Store and Google Play.

Deposit your check anytime, anywhere.

Don’t get a check very often? Hate to drive all the way to the Bank to deposit it? You don't have to! With our mobile banking app you can take a picture of your check and deposit it anytime, from anywhere.

Enrolling is quick and easy. All you need is a checking or savings account enrolled in our online banking and our mobile app. We'll help you with the rest.

As with anything in life, there are a few rules:

Endorsements – Write “For Mobile Deposit CNB Bank” on the back where you would normally sign your name. That’s all that’s needed there. Simple, right?

Funds Availability - Mobile Banking deposits that are submitted by 6:00 PM ET on any business day will be credited to your account the same business day (provided no hold is placed and the deposit is not rejected). Deposits made after 6:00 PM ET will be credited to your account the next business day (provided no hold is placed and the deposit is not rejected). Business days are Monday – Friday, excluding Federal Holidays.

Limits – Daily Deposit Limit: 10 Items and/or $5,000 - Monthly Deposit Limit: 20 Items and/or $10,000.
Deposits – Only checks drawn on a United States bank that are made payable to the account owner (not from your account at another bank), and payable in U.S. currency may be deposited through Remote Deposit Anywhere.

How to use Mobile Deposit

1. Find your phone and log into online banking using our app you downloaded earlier.
2. Select “Deposits” from the My Accounts menu in the app.
3. Select “Deposit a Check”.

*Make sure your check is properly endorsed for mobile deposit, as mentioned above.

1. Click Check Front and take a photo of the front of the check as instructed on the screen. If the photo is acceptable, click Use. If not, choose Retake.
2. Click Check Back and take a photo of the back of the check as instructed on the screen. If the photo is acceptable, click Use. If not, choose Retake.
3. Enter the amount of your check.
4. Under Deposit to Account, select the account into which you would like the check to be deposited into. Use the drop down box at the bottom of the amount entry screen to access multiple accounts.
5. Review and select Deposit to complete your deposit. A confirmation screen will display your transaction ID number. You will also receive a confirmation email.
6. To review recent deposits, click on the Review Deposits option.

*Business accounts not eligible for Remote Deposit Anywhere. Contact us for Business Banking Options!

*CNB does not charge a fee for Mobile Banking. Your wireless carrier may charge fees. Contact your wireless carrier for more details.

11th August 2022 Transfer Code

Our guide today will discuss the Bank of The West mobile deposit limit in the US.

Bank of The West allows you, through the mobile app, to deposit checks to your bank account through your mobile device.

You don’t have to visit a bank branch or the ATM as you can make deposits anywhere.

How Does Bank of The West Mobile Deposit Work

To use the Bank of The West mobile deposit, please follow the steps below:

First login to your West Bank Online banking account and enroll for mobile banking
Next, download the West Bank mobile banking app from the Play Store or app store
After that, select Deposits from the main menu
Next, key in the amount of the deposit
Endorse the check by writing your name and ‘For West Bank Mobile deposit only.’
Take a photo of the front and back of the check
Next, click submit to complete the process

This is how the Bank of The West mobile deposit works in the US.

Is Mobile Deposit Secure

Yes, mobile deposit is secure as it features multiple layers of security.

Below are some security tips you can uphold for your mobile deposits:

Don’t use mobile deposits with public Wi-fi
Protect your mobile phone and mobile app with separate and distinct passwords
Never share your passwords with anyone
Protect your mobile device with malware detection
Shred and dispose of the deposited check after 45 days

This answers whether the Bank of the West mobile deposit is secure in the US.

Bank Of The West Mobile Deposit Limit

There is no limit on the number of checks that can be deposited using The Bank of West mobile deposit.

There are, however, limits on the dollar amount you can deposit in a day.

The mobile deposit limit for a single check deposit is $1,500.

The total deposit limit is $ 5,000 per day.

The daily deposit limit may change anytime, so you should contact the Bank to confirm your limit.

This is the Bank of The West mobile deposit limit in the US.

About The Author

thetransfercode

The Transfer Code is a blog for a step-by-step guide to help you get all the transfer codes and USSD codes. You can transfer money, buy airtime, or internet data from your bank using your phone. We share accurate information on all transfer codes.

How long does mobile deposit Take Bank of the West?

Generally, mobile check deposits received and approved before 4:00 p.m. on a business day will be available the next business day. Mobile check deposits received Monday through Friday after 4:00 p.m., on weekends, and federal holidays are processed the following business day. Before 4:00 p.m. After 4:00 p.m.

Does Bank of the West have mobile deposit?

Face and fingerprint sign-in – Enjoy safe and convenient sign-in using Touch ID® or Face ID® on an iPhone or your fingerprint on an Android phone. Mobile deposit – Start by taking a picture of both sides of your endorsed check. Scan-to-Pay – Pay bills in a "snap" with Scan-to-Pay.

How soon are funds available after mobile deposit?

Unless a hold is placed, deposits on a business day before cutoff time will be processed that night and are generally available the next business day.