Excellent Credit, Good Credit, Fair Credit
Take $25 off when you open the card and make a purchase.
Earn 10 points with every $1 you spend. Get a $10 reward for every 2,000 points earned.
Earn 30 points on all bra purchases.
Spend $250 in a year to upgrade to Silver status and $500 in a year to upgrade to Gold status.
A $10 Birthday Reward each year your card is active. Upgrade to Gold status and get a $15 Birthday Reward.
Free Shipping on purchases of $50 or more, check code on website.
Balance Transfers Not Allowed
Victoria's Secret Credit Card Pros & Cons
$25 initial rewards bonus
Victoria's Secret Credit Card Review
The Victoria’s Secret Credit Card is a good card that’s worth it for people who frequently shop at Victoria’s Secret. The card has a $0 annual fee, rewards of 10 points per $1, and perks such as birthday bonuses and free shipping. Plus, you only need fair credit to... show more
View 716 User Reviews
cash advance fee | N/A |
cash advance APR | N/A |
foreign transaction fee | N/A |
smart chip | Yes |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
at Comenity's secure site
Can't find what you are looking for? Submit your question about Victoria's Secret Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can check your Victoria's Secret Credit Card application status by calling the issuer's customer service department at (800) 695-9478. Take into account that if your application is approved, you will receive your card
within 7-10 business days. Maria Adams, Credit
Cards Moderator You could get instantly approved for the Victoria's Secret Credit Card when you apply online or in-store. Just note that instant approval is not guaranteed. If you
do not get a response right away, you will most likely receive a decision within 7-10 business days. Things to... View more answers Maria Adams, Credit Cards Moderator The easiest way you can check your
Victoria's Secret Credit Card balance is online, by signing in to your account. Alternatively, you can find out your credit card's balance by calling customer service at (800) 695-9478 or the number on the back of your card. Here's how you can... Brianne
Larch, WalletHub Credit Card Analyst A credit score of 640+ is needed for the Victoria's Secret Credit Card; this means you need at least fair credit to get this card. It is also worth noting that, apart from your credit score, various other factors will be taken into account for your approval....
View more answers Kendall Morris, Credit Cards Moderator The Victoria's Secret Credit Card payment address is: Comenity Bank Keep in mind that payments via regular mail take a long time to post. So, in order to avoid being late, always send your
payments at least 5-7 days before your due... Paddy Sullivan, WalletHub Credit Card Advisor To cancel your Victoria's Secret Credit Card, call customer service at (800) 695-9478 or the number on the back of your card. Before canceling, make sure to pay down any outstanding
balance you might have on your account. Here's how to cancel your Victoria's Secret Credit Card: ... thom Fotenberg, WalletHub Credit Card Analyst The Victoria's Secret Credit Card credit limit is usually around $500 to start, according to forum posts, and some cardholders report limits as high as $5,000. The issuer does not include any specific Victoria's Secret Credit Card credit
limit information in the card's terms, though. For the most part, ... View more answers Ashley Wade, WalletHub Analyst The Victoria's Secret Credit Card annual fee is $0. In addition to its $0 annual fee, the Victoria's Secret Credit Card also offers
rewards for shoppers: a $25 discount on first purchase plus 10 points for every dollar spent at Victoria's Secret Secret. Just make sure to pay... Peter Fox, WalletHub AnalystHow do I pay my Victoria's Secret bill?
How do I check my Victoria's Secret Credit Card
application status?
How do I get instantly approved for the Victoria's Secret Credit Card?
Where can I check my Victoria's Secret Credit Card balance?
What credit score is needed for the Victoria's Secret Credit Card?
What's the Victoria's Secret Credit Card payment address?
PO Box 650972
Dallas, TX 75265How do I cancel my Victoria's Secret credit card?
What is the Victoria's Secret Credit
Card credit limit?
Is there a Victoria's Secret
credit card annual fee?
Can I pay my Victoria's Secret Credit Card in store?
You can pay your Victoria's Secured Credit Card in-store. Any Victoria's Secret store should do it and your
payment will usually be posted to your account immediately, so this can be a good option if you need to pay your bill as quickly as possible.
You will not see your...
Share your insights and review the Victoria's Secret Credit Card
What's Your Rating?
Pennie
November 6, 2022 • @pennekopelynn
5 Star Rating
Verified CustomerGreat card and awesome reward program , customer service always very helpful with any issue that may arise great promo offers available and ability to earn better rewards
Comment
bernice
November 4, 2022 • @bernicet_13
1 Star Rating
Verified CustomerThey will close your account, if you don't regularly use the account, and also don't report the account accurately to the credit bureaus.
Comment
Tammy
November 3, 2022 • @tammykay0909
1 Star Rating
Verified CustomerThey don't report to credit bureaus! I always pay in full, yet my balance is still on my report. This was told to me by Comenity Bank.
Comment
stephanie
October 31, 2022 • @stephanieeckert2015
5 Star Rating
Verified CustomerLove having this card even though I don't use it much. I appreciate its there if I see something I want on sale and don't have the money
Comment
Wendy
October 21, 2022 • @tarantowendy
1 Star Rating
Verified CustomerI paid In full and canceled me during Covid they said my situation would be concidered during Covid and they cancelled me with a zero balance
Comment
Annette
October 12, 2022 • @ajmenot00
1 Star Rating
Verified CustomerI have yet to use this account. It has a zero balance, and always has but yet they choose to lower my credit limit, which makes no sense because all of my credit cards have been paid every month on time it’s only because I have so many credit cards that they are lowering my available credit so I’m being punished for not using the card and making my payments on time to other cards therefore I will no longer ever choose to use this car again thank you how ridiculous this country is so broken.
Comment
giualra
October 6, 2022 • @giualra
1 Star Rating
After several years with VS card, with limit $500, never late, paid on time. Sorpresily my credit limit drop to $50. I'll not use this card anymore and seeing to them close this bad card to costumer.
Comment
Mary jane
September 27, 2022 • @maryjane_himes
5 Star Rating
Verified CustomerA good credit card for me because im always buying a lot of perfumes but they have a really high interest, but i love the way theyre giving a good rewards point
Comment
Karan
September 23, 2022 • @karan_charles
5 Star Rating
Verified CustomerI have paid in full every month great options worth addibg to my credit profile I need to use more often. A bit of trouble setti g up online account
Comment
Denia
September 19, 2022 • @deniab
5 Star Rating
Verified CustomerThis card is paid in full monthly. I use it to by a variety of things since I can use this card in bath and bodywork’s. I also like to buy gifts for special occasions and Christmas time.
Comment
Review Victoria's Secret Credit Card
Victoria's Secret Credit Card
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