How to pay with paypal without card

We use PayPal to process all our online order payments. PayPal is a secure payment gateway which allows our customers to complete their payment without disclosing any bank / card information to us.

During the order process you will be redirected to the PayPal website to make your payment. Your payment is made on the PayPal site and servers, taking advantage of their world class security measures to keep all your payment details safe.

You have two options to make your payment:

Using a PayPal account:

Simply enter your PayPal username and password directly on the PayPal website when prompted and follow the steps displayed on screen to complete the payment.

Without a PayPal account, using a credit or debit card:

PayPal is a major online merchant and you can make a payment without the need for a paypal account.  Your payment can be made using a wide range of credit and debit cards directly on the PayPal website. Your card payment will be safe and secure using PayPal's world class security.

To make a payment without a PayPal account please click the 'Pay with Debit or Credit Card' button as shown below on the Pay with PayPal screen and enter your payment details when prompted.

If you are experiencing any difficulties making a payment please contact us and one of our friendly sales staff will be happy to assist you in placing your order.

PayPal is an electronic payment processor that allows customers to send money securely without divulging your bank information to the merchant. You can use this service even if you do not want to sign up for an account of your own. Making payments with PayPal is free of charge for the buyer. The person or business receiving the money is responsible for paying any PayPal transaction fees.

1. 1.

   Click on the PayPal link on the merchant's website. Depending on how the website is designed, you may have to choose a "PayPal" option from a payment type selection screen, then click "Continue" or "Submit" before you can move on to the PayPal payment screen.

2. 2.

   Look for a section on the payment screen that reads "Don't have a PayPal account?" You should see a link titled "continue checkout" somewhere in this section. Select this link to open the credit card input screen.

3. 3.

   Enter your personal information, billing address and credit or debit card information into the appropriate lines on the input screen. Click the "Review Payment" button when you are done.

4. 4.

   Review the payment details displayed on the screen to make sure everything is correct. If you need to edit any of the information, click the "Change" button at the bottom of that section. When you are satisfied that your credit or debit card information is accurate, click the "Pay Now" button to finalize your payment.

   PayPal can offer a convenient way to send money to friends and family, and also to make payments for goods and services.

   In this article, we'll show you how to send money to someone with PayPal – with or without an account.

   For international payments, you could save a lot of money if you choose an alternative provider, such as Wise. More on that later.

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   📝 This article will touch on:
   • The catches to using PayPal internationally
   • What you should know if you’re sending money to a business through PayPal
   • How to send money through PayPal using your account
   • A table with the pros and cons of each different payment method
   • How to send money through PayPal without an account
   • How Wise can offer you a better option for sending money

   With that said, here’s all you need to know about making a payment with PayPal — with or without an active PayPal account.

   Using PayPal to pay internationally? There are a few catches.

   Through PayPal Friends and Family, PayPal allows users to send and receive payments more or less anywhere in the world whether if you want to pay back a friend or family member; and with PayPal Goods and Services you get paid as a freelance worker, or simply indulge in a little online shopping.

   However, different services with PayPal come with different costs. It’s well worth understanding the PayPal fee structure before you decide if PayPal is the right way to make your payment.

   If you’re sending money to a family member or friend, based overseas, there are several charges to pay.

   Some of the costs depend on how you choose to fund the payment.

   PayPal International transfer feesCostPaying by balance or linked bank account5% (minimum: $0.99, maximum: $4.99)¹Paying by credit or debit card5% (minimum: $0.99, maximum: $4.99)¹Currency conversion feeYou’ll be charged a fee of 3% to 4%, depending on the situation. The fees are usually removed from the transfer amount as it’s processed.²Payments for goods or servicesThese international fees can be even higher — more on that in a moment.

   For many customers, when you’re making an international money transfer, it’s most likely better value to use an alternative provider like Wise. There’s just a small transparent fee⁸, and the exchange rate used is the mid-market rate.

   That means there’s no currency conversion fee to worry about, and you’ll be able to see upfront exactly how much cash your recipient will get. What’s more, Wise charges the same fee, whether you’re sending money to a friend, or paying a supplier for a business transaction.

   Learn more about Wise

   Sending money to a business through PayPal? You’ll want to be informed

   As mentioned above, PayPal fees can be high if you’re paying for goods and services, and especially so if you’re making an international payment:

   2.99% + international transfer fee + a currency conversion spread⁷.

   That means that it’ll cost more to make a payment to a business than it would do to a friend — and it’ll be much more expensive to send money in a foreign currency than it would be to use US dollars.

   Using an alternative provider such as Wise Business may be cheaper compared to using providers like PayPal. You can also create and send your invoices by using our downloadable free invoice templates or invoice generator.

   In most cases, the costs are charged to the person creating the invoice.

   This can mean that businesses using PayPal choose to roll up these costs into the invoice amount to make sure they finish up with the right amount in the end.

   If this is the case, you might find that both you and the person you’re paying are better off if you choose an alternative way to pay your bill.

   Save money with Wise Business today

   How to send money through PayPal using your account

   You can make a payment easily using PayPal if you’ve received a money request or invoice. Or you can set up the payment yourself, as long as you have the email address or telephone number of the person you want to pay. Here’s how.

   Step 1: Start the payment

   If you’ve been emailed an invoice or money request, you’ll simply need to click on the ‘Pay now’ button to get started. Depending on the device you’re using, you might then be asked to log into your PayPal account before progressing.

   If you need to start the payment yourself, you’ll need to log into your PayPal account and then click the ‘Send and request’ button.⁵

   Step 2: Select whether you’re making a personal or business payment

   If you’re structuring the payment yourself, PayPal will ask you to confirm if you’re paying for goods and services, or making a payment to a friend or family member, either in the US or internationally.⁵ Remember, the fees and charges could be different for each service, so make sure you pick the right one for your needs.

   Step 3: Enter the details for the recipient

   You’re asked to input the email address or phone number of the person you wish to pay.⁵ Make sure you’ve got this information correct before you proceed.

   Step 4: Confirm the amount and currency

   You’ll then need to confirm the amount you want to pay, and the currency to use. This is done using the drop-down boxes — just click on the currency you want.⁵

   Step 5: Hit confirm, and choose a funding source

   Confirm that the payment has been entered correctly, and choose how you wish to pay. You can usually choose between a few different funding sources at this stage — using PayPal balance, a linked bank account, or a credit or debit card.⁵

   There are pros and cons to each payment option. So it’s a good idea to know what you’re getting into.

   PayPal's payment optionProsConsPayPal balanceFully funded domestic payments: fee-free⁶

   Funding domestic payment with balance and linked bank account: free⁶

   International payments carry fees⁶

   Payments in currencies other than USD carry fees

   Partially funding with credit/debit card also carries fees⁶

   Linked bank accountFully funded domestic payments: fee-free⁶

   Funding domestic payment with balance and linked bank account: free⁶

   International payments carry fees⁶

   Payments in currencies other than USD carry fees

   Partially funding with credit/debit card also carries fees⁶

   Debit/credit cardPossible to make a payment on PayPal without an account if you pay with credit/debit cardPaying with card brings much higher fees than paying with balance or linked bank account

   Domestic payments cost 2.9% of the amount + $0.30³

   International payments cost even more

   Step 6: Review the payment and you’re done

   Once you’ve added your funding source, you’re more or less done. Click the button to confirm the payment, and you’ll receive an emailed receipt showing the payment has been processed.

   How to send money through PayPal without an account

   To make a payment through PayPal without opening an account yourself, you’ll have to have the recipient send you an invoice or money request. This means you’ll receive an email with either a detailed invoice — usually if you’re paying a business — or a simple note explaining what the money is needed for.

   Embedded in the email will be a ‘Pay now’ button, which is all you need to make the payment without opening a PayPal account yourself.

   Step 1: Click on ‘Pay now’ in the email or invoice you’ve received

   Assuming you’ve received the email detailing the payment, simply click on the ‘Pay now’ button.⁴ If you can’t see the email, it’s worth checking your trash or spam folders, in case it has been sent there.

   Step 2: Enter your credit or debit card details

   You’ll now be given the option to open a PayPal account yourself and pay that way. However, if you don’t want to do that, you just select the credit or debit card option and enter the details for the card you wish to use.⁴

   It’s worth remembering, however, that payments through PayPal using a credit or debit card are much more expensive than payments made using a PayPal account with balance or a linked bank account.¹ You can look at the table in the previous section to get more of an idea of the cost differences.

   Step 3: Confirm the payment

   Here you’ll get a final chance to review the payment and make sure everything’s in order. If it’s all as you want it, just click confirm and the payment will be processed. You’ll receive an emailed receipt of your payment for your records.⁴

   

   Try a Wise account - And save money on international transfers

   If you need to make a payment — whether to pay back a friend who bought you dinner, or to cover a supplier invoice for your small business — you have choices. PayPal can be convenient for some transaction types, but there are fees to take into consideration.

   And if you’re making an international payment, the costs can be pretty steep. Before you make your decision, it could save you money to check all the options available to you to make sure you’re not paying too much for your particular transaction.

   You could consider using Wise as an alternative, and if you need to make international payment regularly, opening anaccount for free could also be a good option for you. For a fee⁸, you can also get the Wise debit card, which you can use to pay for goods and services all over the world.

   See how much you can save with Wise:

   The true cost of sending USD to GBP

   Get a Wise account today

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   Sources:

   ¹PayPal - Consumer Fees - Transfers
   ²PayPal - Consumer Fees - Currency Conversion
   ³PayPal - Consumer Fees - Card Payments
   ⁴PayPal - How do I pay a money request or invoice?
   ⁵PayPal - How do I send money?
   ⁶PayPal - What are the fees for PayPal accounts?
   ⁷PayPal - Merchant Fees
   ⁸Please see Terms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up-to-date pricing and fee information.

   All sources checked on 22 September 2022
   

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   This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

   Can I use PayPal without linking a card or bank account?

   Do You Need a Bank Account for PayPal? No, you don't need a bank account to sign up for PayPal or to receive payments. You can, however, connect your PayPal account to a bank account, a debit card or a credit card account for sending and receiving payments and transferring funds.

   How do I pay using PayPal?

   How do I make an online purchase using PayPal?.

   Simply sign up for PayPal and link a payment method like your bank, credit, and/or debit card..

   When you check out online, look for the PayPal button..

   Log into PayPal and speed through checkout securely with just an email and password..

   How can I pay with PayPal without an account?

   Entering your card details Without a PayPal account, you will only be allowed to use the following payment options: debit card and credit card. Keep in mind, however, that you will be prompted to create an account. Although, if you wish to proceed without one, then simply enter your card details.