How do i get my 1095 a from covered california

If anyone in your household had a Marketplace plan in 2021, you should get Form 1095-A, Health Insurance Marketplace® Statement, by mail no later than mid-February. It may be available in your HealthCare.gov account as soon as mid-January.

Notice:

IMPORTANT: You must have your 1095-A before you file.

Don’t file your taxes until you have an accurate 1095-A.

• Your 1095-A includes information about Marketplace plans anyone in your household had in 2021.
• It comes from the Marketplace, not the IRS.
• Keep your 1095-As with your important tax information, like W-2 forms and other records.

How to find your 1095-A online

Note: Your 1095-A may be available in your HealthCare.gov account as early as mid-January, or as late as February 1.

1. Log in to your HealthCare.gov account.
2. Under "Your Existing Applications," select your 2021 application — not your 2022 application.
3. Select “Tax Forms” from the menu on the left.
4. Download all 1095-As shown on the screen.

Get screen-by-screen directions, with pictures (PDF, 306 KB).

Note: If you can't find your 1095-A in your Marketplace account, contact the Marketplace Call Center.

What’s on Form 1095-A and why you need it

• Your 1095-A contains information about Marketplace plans any member of your household had in 2021, including:
  • Premiums paid
  • Premium tax credits used
  • A figure called “second lowest cost Silver plan” (SLCSP)
• You’ll use information from your 1095-A to fill out Form 8962, Premium Tax Credit (PDF, 110 KB). This is how you'll "" — find out if there's any difference between the premium tax credit you used and the amount you qualify for.
• If you had Marketplace coverage but didn't take advance payments of the premium tax credit.
• Learn more about the 1095-A from the IRS.

How to check Form 1095-A for accuracy & what to do if it's wrong

• Carefully read the instructions on the back.
• Make sure it’s accurate. If anything about your coverage or household is wrong, contact the Marketplace Call Center. Think the "monthly enrollment premium" may be wrong? Read this before contacting the Call Center.
• Make sure the information about the “second lowest cost Silver Plan” (SLCSP) is correct.

How to know if your SLCSP information is correct

Look at Part III, column B of your 1095-A, titled “Monthly second lowest cost silver plan (SLCSP) premium.” It should show figures for each month any household member had the Marketplace plan.

The SLCSP premium is incorrect if:

• Part III, Column B has a “0” or is blank for any month someone in your household had the Marketplace plan
• You had changes in your household that you didn’t tell the Marketplace about — like having a baby, moving, getting married or divorced, or losing a dependent

If either applies to you, you’ll use our tax tool to get the premium for your second lowest cost Silver plan.

Use the information from your 1095-A to “reconcile”

Once you have an accurate 1095-A and second lowest cost Silver plan premium, you’re ready to fill out Form 8962, Premium Tax Credit.

See a step-by-step guide to reconciling your premium tax credit.

More Answers: Form 1095-A

IRS Form 1095-A

The 1095-A form, also known as the Health Insurance Marketplace Statement, reports certain information to the IRS about individuals who enroll in health plans through Covered California. It is an important federal tax document that serves as proof of coverage for individuals to claim the premium tax credit.

If you bought your plan through Covered California, you should receive a 1095-A form from Covered California for each enrolled medical plan (except the Minimum Coverage PPO plan), whether or not you received premium assistance. The amount displayed reflects how much was paid to Covered California to help with the cost of a consumer’s health coverage.

Use the 1095-A form from Covered California to:

• Serve as proof of Minimum Essential Coverage (MEC)
• Complete the IRS Form 8962, which must be filed with your tax return
• See if you're eligible to receive a lump sum premium tax credit (PTC)
• Validate the amount of Advanced Premium Tax Credit (APTC) received in 2021

Do not attach the completed Form 1095-A to your tax return. Keep it with your tax records. For more details about 1095-A forms, visit the IRS and Covered California websites.

Note: If you enrolled in a minimum coverage plan specifically, you will not receive a 1095-A form from Covered California. For more details, view our information on minimum essential coverage.

IRS Form 8962

IRS Form 8962, or the IRS Premium Tax Credit form, is the federal tax form that individuals are required to include when filing their federal income tax return if they:

• Purchased their 2021 plan through Covered California, and 
• Received or want to claim financial assistance.

Use IRS Form 8962 to:

• Claim your premium tax credit (PTC)
• Report any Advanced Premium Tax Credit (APTC) you received in 2021
• Prove you enrolled in a minimum essential coverage health plan

Form 8962 must be filed with your taxes if you received advance payments of the premium tax credit or want to claim the premium tax credit.

For instructions on filling out IRS Form 8962, download the IRS Instruction Manual for Form 8962.

California Form FTB 3895

Because you or an applicable household member enrolled in a qualified health plan through Covered California where you received the California Premium Subsidy (state subsidy), you will receive Form FTB 3895. This form will be generated for each enrolled plan (except for the Minimum Coverage PPO plan), regardless of if state subsidy was applied.

The California Form FTB 3895, the California Health Insurance Marketplace Statement, will be used when you file your state tax return. This form will be very important because you will use it to provide proof that you were insured so that you don’t have to pay a state penalty for the months you were enrolled in a minimum essential coverage health plan. Form FTB 3895 will be sent to you by Covered California early 2022.

Use the Form FTB 3895 to:

• Serve as proof of Minimum Essential Coverage (MEC)
• Reconcile any advanced state subsidy received
• To file an accurate tax return to avoid paying the state individual mandate penalty for the 2021 tax year
• Ensure the amount of state subsidy applied in 2021 is accurately reported

Use the California Franchise Tax Board forms finder (search using Tax Year 2020 along with the form number) to view the form and download instructions. 

See the next section on how to use IRS forms 1095-A and 8962, and FTB 3895.