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Healthcare is crucial, but many people wonder whether they qualify for coverage and end up going without it. One group of people for whom this typically applies is part-time employees. The U.S. Bureau of Labor Statistics defines part-time employees as people who work 1 to 34 hours each week. As of April 2017, the U.S. Bureau of Labor Statistics stated that there were 5.3 million part-timers in the U.S. The Bureau of Labor and Statistics further explained that these individuals, many of whom would have preferred full-time employment, were working part-time because their hours had been cut back or because they were unable to find full-time positions. Countless scenarios exist for individuals who work part-time. These people could be stringing together multiple part-time positions to make ends meet, or they may work less than 30 hours per week while attending school or raising a family. In 2015, full-time, year-round workers were more likely to be covered by health insurance than the population who worked less than full-time. While it may not be legally required to offer health benefits to part-time employees, it can be a positive business practice. Part-time benefits can boost recruitment efforts and support employee productivity and retention.
As of 2017, it seems as though some employers are getting the message that offering benefits to part-time employees boosts morale. If you are a part-time employee currently searching for a job that offers health insurance, we have gathered together the top 21 part-time jobs that offer it along with other benefits. Applying for health insurance through a job can be incredibly satisfying. We have a free comparison tool that will let you compare quotes from different companies.
MethodologyWe ranked all 21 companies from the least desirable place to work to the most desirable by three major factors. The three major ranking factors are as follows (from most to least important):
Regardless of a company’s ranking on our list (number one is the most desirable place to work) each has the potential to offer part-time employees more benefit opportunity than they might have now. Compare Insurance Providers Rates to Save Up to 75% Secured with SHA-256 Encryption Top 21 Part-Time Jobs with Health InsuranceEach of the companies below has a unique way in which to offer healthcare and additional benefits to its employees. Read more about each company to learn whether you should consider a job change in the near future. #21 – Barnes & NobleFounded: 1886 Barnes & Noble is a Fortune 500 company and the largest retail bookseller in the United States. As of January 6, 2017, the company operates 638 retail stores in all 50 states. Barnes & Noble currently offers the following health insurance options and additional benefits to part-time employees:
#20 – Lands’ EndFounded: 1963 Lands’ End began as a sailboat equipment company in 1963 in Chicago, Illinois. As the business became successful, it expanded into general clothing, luggage, and home furnishings, and it moved to Dodgeville, Wisconsin in 1978. Like Barnes & Noble, this company offers four benefits to part-time employees but no medical insurance, though Lands’ End does offer childcare. #19 – WegmansFounded: 1916 Wegmans has consistently been named one of Fortune magazine’s “100 best companies to work for.” In 2016, Wegmans was dubbed America’s Favorite Supermarket based on a consumer study by Market Force Information.
But the company’s employee scholarship program provides $4.5 million in tuition assistance to employees each year, which is reason enough for many to choose to work for Wegmans. #18 – U-HaulFounded: 1945 U-Haul was founded in
1945, and by the end of 1959, the U-Haul trailer fleet consisted of 42,600 trailers. Today, U-Haul boasts the largest rental fleet in the do-it-yourself moving industry that includes trucks, trailers, and towing devices. #17 – AldiFounded: 1961
Aldi offers several benefits to part-time employees, though some of these benefits come with requirements. For example, full medical coverage is only available to individuals who work 25 hours a week or more. In contrast, it is only mandatory for a person to work two hours a week to participate in the company’s 401k plan. #16 – Trader Joe’sFounded: 1958 Trader Joe’s was founded by and named after Joseph “Joe” Coulombe. Coulombe is said to have developed the idea of the Trader Joe’s South Seas (Polynesian) motif while on vacation in the Caribbean. As of February 16, 2017, Trader Joe’s has 462 stores nationwide in 41 states and in Washington, D.C. Trader Joe’s offers its part-time employees the following benefits:
#15 – In-N-Out BurgerIn-N-Out Burger is an American regional fast food chain primarily located in the American Southwest and Pacific coast. The restaurant was the first drive-thru hamburger stand in California.
While the company does not offer medical insurance, there are several reasons you might consider them as an employer. They offer flexible schedules, allow employees to eat and drink for free on the days they work, and only require 10 hours of work a week to qualify for available benefits. #14 – Home DepotFounded: 1978 The first two Home Depot stores opened in Atlanta, Georgia. Since then, Home Depot has grown to more than 2,200 stores in three countries. For any of their six available benefits, Home Depot offers employees the option to include dependents in their coverage. Unfortunately, the company does not offer medical insurance to part-time employees. #13 – The Container StoreFounded: 1978 The Container Store has made Fortune‘s list of “100 Best Companies to Work For” in each of the past 17 years through 2016. As of May 2016, the Container Store has 80 locations, with plans to open several stores in the following months. The company offers these benefits to its part-time employees:
#12 – JPMorgan ChaseFounded: 2000 JPMorgan Chase is a U.S. multinational banking and financial services holding company headquartered in New York City.
JPMorgan boasts the highest paying salary on our list, and the company offers health and life insurance — among other benefits — to its part-time employees upon 60 days of employment. #11 – REIFounded: 1938 Recreational Equipment, Inc., commonly known as REI, is an American retail and outdoor recreation services corporation. REI also offers services such as outdoor-oriented vacations and courses. Today, the company operates 149 retail stores in 36 states. REI offers many benefits to its part-time employees, including medical, dental, and vision coverage, 401k options, life insurance, disability insurance, and accrual of time for PTO. Most of these benefits require an employee to work at least 20 hours a week, but some benefits don’t even have that stipulation; additionally, employees are not even required to contribute their own pay to get a 401k. Lastly, depending on how many hours you work, there are more advantages toward medical insurance:
#10 – Lowe’sFounded: 1946 Founded in 1946 in North Wilkesboro, North Carolina, the Lowe’s chain has 1,840 stores in the United States, Canada, and Mexico and is a Fortune 500 company. Part-time employees are immediately eligible for health insurance, though they have to pay 100 percent of the cost of coverage for their first year of employment. After the first year, Lowe’s pays 60 percent of employees’ costs and 57.5 percent of dependent costs. Lowe’s also offers life, auto, and homeowner’s insurance, along with 401k and stock options to its part-time staff. #9 – GapFounded: 1969 Since opening in 1969, Gap Inc. has become the largest specialty retailer in the United States and is third in total international locations, behind Inditex Group and H&M. Gap places a huge emphasis on medical insurance for its employees, including part-time, seasonal, and temporary workers. There is no minimum hour requirement to gain access to medical insurance. The company also offers several other benefits, including:
#8 – StaplesFounded: 1986 Staples, Inc. is an American multinational office supply retailing corporation, with over 1,500 stores in North America.
Though employees cannot enroll in health insurance through the company until they have worked for Staples for more than six months, they are able to include their spouses and children in their coverage plans. Interestingly, employees living in Massachusetts, North Dakota, New Hampshire, and Washington are not able to get health benefits, but they do receive a higher pay. #7 – Whole FoodsFounded: 1980 Whole Foods Market was founded in Austin, Texas when four local businesspeople decided the natural foods industry was ready for a supermarket format. The original Whole Foods Market opened with a staff of only 19 people, was an immediate success, and grew into what it is today. Whole Foods offers healthcare, vision, and dental coverage, 401k and stock options, and life insurance to its part-time employees. In addition, the company also offers several unique perks, including:
#6 – IKEAFounded: 1943 IKEA is a multinational group headquartered in the Netherlands, that designs and sells ready-to-assemble furniture, kitchen appliances, and home accessories. As of December 2016, IKEA owns and operates 392 stores in 48 countries. IKEA has been named one of the “100 Best Companies for Working Mothers” and has been honored with the “Family Champion Award.” One reason for this honor is that part-time employees are given one week of paid maternity/paternity leave for birth or adoption. The total benefits that IKEA offers are a major incentive for why someone might consider working for this company, and you can see the full list of benefits here. #5 – StarbucksFounded: 1971 The first Starbucks opened in Seattle, Washington by three partners: English teacher Jerry Baldwin, history teacher Zev Siegl, and writer Gordon Bowker, who met while they were students at the University of San Francisco. As of November 2016, Starbucks operates 23,768 locations worldwide. The company offers health, vision, and dental coverage; life insurance; disability; mental health support; adoption expense reimbursement; and an emergency assistance fund. Specifically for health coverage, the company offers:
#4 – NikeFounded: 1964 Nike was founded in 1964 as Blue Ribbon Sports by Bill Bowerman and Phil Knight, and it officially became Nike, Inc. in 1971. It is one of the world’s largest suppliers of athletic shoes and apparel and a major manufacturer of sports equipment. In 2014, the brand alone was valued at $19 billion, making it the most valuable brand among sports businesses. Nike offers countless benefits to part-time employees. For medical coverage, Nike’s part-time employees can get a $1,000 deductible with 80 percent coverage above that amount. Most benefits, however, are only available after one year of employment. #3 – Allegis GroupFounded: 1983 Allegis Group, headquartered in Hanover, Maryland, is one of the largest privately held staffing companies in the world, with $4.88 billion in revenues in 2009.
In addition to a wide range of health coverage and benefits, Allegis also offers:
#2 – CostcoFounded: 1983 Costco Wholesale is a multi-billion dollar global retailer with warehouse club operations in eight countries and has been named by Washington CEO Magazine as one of the top three companies to work for in the state of Washington. Costco offers a wide variety of benefits to its employees, including medical, dental and vision coverage, 401k investment options, life insurance, stock options, and savings plans for health, college, and retirement. Through Costco, part-time employees can take advantage of the fact that employee-paid premiums for insurance coverage are withheld pre-tax. In addition, Costco also offers:
All of these options are available to any employee who works 10 or more hours a week. It’s no wonder that 88 percent of all Costco employees participate in a health and/or retirement plan. #1 – UPSFounded: 1907 United Parcel Service (UPS) is the world’s largest package delivery company and a provider of supply chain management solutions. The company delivers more than 15 million packages per day to more than 7.9 million customers in more than 220 countries and territories around the world.
UPS sets itself apart from every other company on our list, especially in the medical coverage department, as part-time workers pay nothing out-of-pocket to receive health insurance benefits. All company benefits are available after an employee has worked for UPS for 30 days. Ultimately, UPS is #1 on our list of Part-Time Jobs with Health Insurance due to the three high-ranking factors:
Which option fits you best?If you are searching for a job but worry about health insurance, many of the aforementioned companies would be a great option. Health insurance is important, as are other benefits and insurance options that you could potentially take advantage of. After you thoroughly check out our list, assess which company and coverage option would be the best fit for you. Joining the workforce is stressful enough, but add in trying to find proper health plans and it can become overwhelming. There are plenty of strategies that people can use in order to find out what type of benefits come with a job, but it’s usually best to be straightforward about it. If a company doesn’t offer the policy you’re looking for, you may want to continue looking. Don’t forget about our comparison tool, which will help you to compare quotes from various companies. Compare Insurance Providers Rates to Save Up to 75% Secured with SHA-256 Encryption Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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