Can i open a bank account with wells fargo online

Opening a new account – much like going off to college – is a rite of passage for many students. The account you choose can help you ease into the habit of managing your own money and making good financial decisions while in school. Here’s a guide on how to open your first checking or savings account:

Figure out what you need

When it comes to determining what accounts will work for you, review your needs. Are you looking for an easy way to access cash? Will you need to write checks? Do you need a way to set money aside for longer-term savings goals? Also, consider the proximity and availability of your bank’s ATMs and branches, in addition to other personal preferences that may be important to you like online banking and overdraft protection.

The type of account you require will be based on your personal and financial needs and goals, so it’s important to know these before choosing your accounts.

Consider your options

Once you’ve identified your needs, evaluate your options:

• Checking account: A checking account can be opened individually or jointly, and you’ll need your basic information, Social Security number, driver’s license, and a minimum opening deposit amount. Most checking accounts come with checks, some don't - choose which you'll need. The account can usually be linked to a debit card – giving you quick access to cash – and can be managed online, as well as at ATMs. Wells Fargo also has a unique service for cardholders called Card Design Studio® service, where you can insert your favorite image to appear on your Wells Fargo Debit Card. You can also provision your debit card to a digital wallet.
  
• Savings account: Similar to checking, you’ll need to choose between an individual or joint savings account, and be prepared with the same basic information and an opening deposit amount. It is never too soon to start saving for your future financial goals. With an account like Wells Fargo Way2Save Savings , you have the opportunity to save automatically by linking to your checking account.

Actively monitor your accounts

Once you’ve set up your accounts, review your options for monitoring and managing them. One way to keep tabs on the status of your accounts is with alerts sent right to your email or wireless device. By signing up for these alerts, you can be notified quickly when a transaction takes place, allowing you to help monitor your account activity wherever, whenever.

There are a variety of Wells Fargo products that can assist you in managing your accounts. Wells Fargo Online® gives you 24-7 access to your accounts with activity details as well as various alerts you can choose from. And with Wells Fargo Mobile®, you can check your accounts on the run – choose from the mobile website or apps to help access your account.

Opening your first bank account is just one milestone in your financial future. Once you get started with opening an account, you’re one step closer to building a solid financial foundation for years to come.

Top questions

What will I need to enroll?

1. ATM/debit or credit card number or Wells Fargo account or loan number
2. Social Security or Tax ID number
3. Access to your email
4. Your current telephone number

Take the tour to see how easy it is to get started with Wells Fargo Online® or enroll now.

To learn how we help protect and use your information, read our privacy policies.

How do I access my accounts through Wells Fargo Mobile®?

Enroll in Wells Fargo Online from your desktop or mobile device.

Or download and use the Wells Fargo Mobile app to enroll and manage your accounts while on the go.

What are the best practices for creating a password?

Use:

• A unique password not used anywhere else.
• Upper and lower case letters along with numbers and special characters (@, %, &, #).

Don’t use:

• Your username or email address.
• Personal information (your name, phone number, etc.).

Don't:

• Write down your password.
• Share your password with anyone.
• Save your password in a browser.

What are the best practices for creating a username?

Create a unique username not used anywhere else. Don’t use any part of your email address or personal information such as your name, street name, phone number, or Social Security number.

Memorize your username, and do not write it down.

General questions

How do I access my Wells Fargo accounts online?

Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. Once you’ve enrolled, you’ll receive an email confirmation, and you’ll be ready to sign on and manage your accounts.

How do I download the Wells Fargo Mobile® app?

The Wells Fargo Mobile® app is available for Apple® and AndroidTM devices. Download the Wells Fargo Mobile app on the App StoreSM and on Google PlayTM.

How do I get a username and password?

Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. During the enrollment process, you will select a username and password.

Once enrolled, do not share your username or password with anyone. We recommend you select a unique username and password, and memorize it rather than writing it down.

How do I access my business accounts online?

Enroll in Wells Fargo Business Online® from your desktop or mobile device for secure online access to your business accounts. You’ll need:

1. ATM/debit or credit card number or Wells Fargo account or loan number
2. Social Security or Tax ID number
3. Access to your email
4. Your current telephone number

If you are a business customer, please enter your personal Social Security or Tax ID number (not your Employer Identification Number), so that we can identify you as an individual and verify your authorization for online access to the account number you enter. We will provide you online access to all eligible business and personal accounts, provided you have proper signing authority on the account(s).

Depending on the types of accounts you have and your relationship to these accounts, your accounts will appear in one or more views.

I just opened a new account but I don't see it through Wells Fargo Online. What should I do?

Sign on to manage online account access information. Eligible personal and business accounts include checking and savings, credit card, mortgage, home equity accounts, personal loans and lines of credit, commercial loans, business lines of credit, auto loans, brokerage, IRAs, and CDs (Time Accounts).

If you do not see the account you want to add, please call 1-800-956-4442.

Is there a charge to access my accounts through Wells Fargo Online?

No. There’s no monthly or per transaction fee for accessing your accounts online.

Is there a charge to use Wells Fargo Online Bill Pay?

No. There's no additional cost to use Bill Pay. Please review the fees associated with some of our online services.

Are there any fees associated with online services?

Please review the fees associated with some of our online services.

Why do I need to validate my email address?

As a Wells Fargo Online customer, you are required to maintain a valid email address with us to ensure you can receive important information about your Wells Fargo accounts and receive timely notices when your online documents are available.

How do I validate my email address?

You will receive an email from us with the subject line “Please complete your Wells Fargo Online enrollment.” Follow the instructions in that email to return to Wells Fargo Online. You will be asked to enter the username and password you selected and read and accept required agreements to complete your enrollment. You have 21 days from the day you began the process to complete your enrollment.

If you can’t find the email that we sent you, sign on to Wellsfargo.com, and select “Resend Email” from the Check Your Email screen presented.

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