How do i open an account with chase bank

Spend wisely with

Chase Secure BankingSM A simple checking account with no overdraft fees

Spend wisely with Chase Secure BankingSM

How do i open an account with chase bank

Manage your money, deposit checks and pay bills or people
from virtually anywhere, all with the Chase Mobile app®.3

Get MORE for your money

Secure Banking customers told us they save an average of
$50 a month on fees after opening their account.4

How do i open an account with chase bank
How do i open an account with chase bank

  • Check mark iconNo overdraft fees,5 spend only what you have
  • Check mark iconNo fees on money orders or cashier’s checks
  • Check mark iconNo fees when you cash checks, send money using Zelle6 or use a Chase ATM7
  • Check mark iconNo fees to pay bills with Chase OnlineSM Bill Pay8

No minimum deposit to get started. $4.95 monthly service fee.1

Designed for your peace of mind

Zero Liability Protection

Get reimbursed for unauthorized debit card transactions when reported promptly with Zero Liability Protection.9

Early Direct Deposit

Get that "just paid" feeling up to two business days sooner with early direct deposit.1

Credit and Identity
Monitoring

Start building your credit health and enjoy identity theft protection at no cost to you with Chase Credit Journey.

Budgeting Tools

Manage your spending with Budget10 and get daily spending insights with Snapshot in the Chase Mobile app.

24/7 Account access
and Alerts

Check your balance, pay bills, deposit checks with Chase OnlineSM and the Chase Mobile® app. Plus, set up alerts to monitor your balance, deposits, and more.11

Card Lock

Securely lock and unlock your debit card if you misplace it.

Get started with Chase Secure BankingSM

How do i open an account with chase bank
How do i open an account with chase bank

Chase Secure BankingSM

No overdraft fees — you spend only what you have.

Chase Total Checking®

An easy-to-use account that covers all the essentials.

Learn more

Monthly service fee

Monthly service fee for Chase Secure Banking(Service mark)

$4.95

Monthly service fee for Chase Total Checking(Registered trademark)

$12 or $0
Waive fees

Early direct deposit - with direct deposit, get your money up to two business days early1

Early direct deposit - with direct deposit, get your money up to two business days early1

Early direct deposit - with direct deposit, get your money up to two business days early reference footnote 1 for Chase Secure Banking(Service mark)

Available

Early direct deposit - with direct deposit, get your money up to two business days early reference footnote 1 for Chase Total Checking(Registered trademark)

Not Available

Help staying within your account balance

Help staying within your account balance

Help staying within your account balance for Chase Secure Banking(Service mark)

Available

Help staying within your account balance for Chase Total Checking(Registered trademark)

Not Available

Paper checks

Paper checks

Paper checks for Chase Secure Banking(Service mark)

Not Available

Paper checks for Chase Total Checking(Registered trademark)

Available

Overdraft services

Overdraft services for Chase Secure Banking(Service mark)

Spend only the money you have available, without worrying about overdraft fees.

Overdraft services for Chase Total Checking(Registered trademark)

Available

No fees for money orders and cashier’s checks

No fees for money orders and cashier’s checks

No fees for money orders and cashier’s checks for Chase Secure Banking(Service mark)

Available

No fees for money orders and cashier’s checks for Chase Total Checking(Registered trademark)

Not Available

Bank on your terms — online, on the go with the mobile app, or in person at more than 4,700 branches and 16,000 ATMs

Bank on your terms — online, on the go with the mobile app, or in person at more than 4,700 branches and 16,000 ATMs

Bank on your terms — online, on the go with the mobile app, or in person at more than 4,700 branches and 16,000 ATMs for Chase Secure Banking(Service mark)

Available

Bank on your terms — online, on the go with the mobile app, or in person at more than 4,700 branches and 16,000 ATMs for Chase Total Checking(Registered trademark)

Available

Chase Secure BankingSM

Other miscellaneous fees apply. See account details.

How much does it cost to open a Chase bank account?

No minimum deposit to open an account and get started. No paper checks to track and no Chase fees on money orders or cashier's checks. Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee. No overdraft fees with a Chase debit card that helps you stay within your balance.

What is needed to open an account with Chase Bank?

What you need to open a checking account.
Government issued photo ID or driver's license..
Social security card or Individual Taxpayer Identification Number..
Passport..
Birth Certificate..
Proof of Address: It must show your name and address of your residence. This could be a current and valid: Lease document. Mortgage document..

Can I open an account with Chase bank online?

You can open an account online or in-person at a Chase branch location. You will need your: Driver's license/state ID. Social Security number.