Where can you cash a capital one check

Capital One Bank Near Me: Find Branch Locations and ATMs Nearby

  • Bank Near Me
  • Branch Near Me
  • ATM Near Me
  • Customer Service

Where can you cash a capital one check

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Capital One is the tenth-largest commercial bank in the U.S. With hundreds of branches and ATMs, it’s convenient to find Capital One locations with the services you need nearby. It also offers a mobile app for convenient online banking, credit cards and debit cards.

Capital One Bank Locations Near Me

You can easily locate the Capital One bank nearest to you through a Google Maps search or by using the Capital One website’s branch locator feature. Just enter a zip code, an address, a city or a state to get started.

If you use Capital One’s website to conduct your search, you can sort your results by branch, ATM and the services you require. You can also filter your Capital One search for ATM-only locations, branch-only locations or Capital One Café locations. Capital One Cafés are actual cafés, with bank ambassadors you can talk to about your account.

Consumer banking branches offer a wide range of services, from setting up bank accounts to applying for home and auto loans. Capital One’s branch locator allows you to filter results to show the branches that offer services you might need. The available services you can filter by on the Capital One bank website include:

  • Get cash
  • Make a deposit
  • Make a card payment
  • Transfer funds
  • Get a cashier’s check
  • Apply for an auto loan
  • Check balance

Where can you cash a capital one check

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Capital One ATM Near Me

The Capital One branch locator lets you filter search results to list ATMs near you by clicking the Filter button and ticking the “ATMs” box. If you search by city or zip code, each search result will also note at the bottom whether it is an ATM location or a branch location. If you click on one of the search results listed, Capital One notes the services offered at that particular location.

About Capital One Bank

Capital One offers full-service banking, credit cards, loans and more.

Customer Service

Capital One’s website lists contact information by department, such as credit card support, banking support, loans support and more. For general customer service help, you can:

  • Call the general customer service line at 1-877-383-4802.
  • On Twitter, tweet Customer Service at the handle @AskCapitalOne.

Hours of Operation

You can view Capital One’s hours of operation by branch through a Google Maps search, through the branch locator on Capital One‘s website or by calling the branch you plan to visit.

Note that even when a café or branch is closed, ATMs in external vestibules may remain open.

Other Banks, ATMs and Services Nearby

Bank Branches

  • Nearby banks
  • Bank of America
  • Chase
  • Citi
  • Navy Federal Credit Union
  • PNC Bank
  • Regions
  • TD Bank
  • U.S. Bank
  • Wells Fargo

ATMs

  • Nearby ATMs
  • Bitcoin ATMs
  • EcoATM locations

Other Services

  • Coinstar
  • Currency exchanges
  • Money orders
  • Pawnshops

Information is accurate as of Oct. 27, 2022.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Brenda Zhang is a technology, finance and game writer with over a decade of writing experience and too many blogs to count. She has worked in biology labs, psychology labs, tech startups and big corporations. A San Francisco-based software engineer by day and an interdisciplinary writer by night, she connects her seemingly unrelated experience in multiple fields to reveal new insights.

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Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Capital One is one of the largest banks by assets in the nation. At times, it has aimed to attract even more customers and deposits by offering $250 for opening a personal checking account and up to $450 for opening up a personal savings account. Currently, however, Capital One isn’t offering any checking or savings bonuses.

Along with occasional bonus offers, checking and savings accounts from Capital One come with some perks: no monthly fees or account minimums, a large ATM network, access to paychecks up to two days early, and a 50% discount on coffee purchases at the growing network of Capital One Cafés.

How Can You Earn a Capital One Bonus?

Capital One has been known to offer relatively competitive and easy-to-earn welcome bonuses to new customers opening checking and savings accounts with a deposit of at least $2,000.

Here are the details on Capital One’s limited-time welcome offers for new customers. Offer details are accurate as of Oct. 3, 2022.

Capital One Promotions for 2022

Chase Business Complete Banking℠ Account Bonus: Earn Up to $300 (Expired)

Capital One’s 360 Checking account is good for people who want to keep fees to a minimum and don’t need a physical bank location. If you use your checking account to receive your paycheck, pay bills, get cash and deposit the occasional check, a 360 Checking account could be a great fit for you.

  • What is the offer? Earn $300 with an opening deposit of $2,000. You must also fund your account within 30 days of enrollment, maintain your deposit balance for a minimum of 60 days, and make five qualifying transactions within 90 days of offer enrollment
  • What is considered a direct deposit? A direct deposit is a payment to your account, such as your paycheck, pension or government benefit. Person-to-person (P2P) payments from services like Venmo and Zelle do not count.
  • When do you receive your bonus? You’ll receive your bonus by the last day of the calendar month, five months after you open your account. For example, if you open your account in June 2022, you will receive your bonus by Nov. 30, 2022.
  • Is there a time limit on the offer? Yes. This limited time offer was available for new accounts opened by June 21, 2022.

Capital One 360 Performance Savings Account Bonus: Earn $150 With a $20,000 Deposit (Expired)

You can earn a $150 bonus for opening a new 360 Performance Savings account with Capital One. That’s a good deal if you need a place to stash an emergency fund or save for another goal. The account pays 3.00%, a competitive rate when compared to the best savings accounts on the market.

  • What is the offer? Earn a a $150 bonus after a deposit of $20,000 or more from an external account into a new 360 Performance Savings account within 15 days of account opening and keep the money on deposit for at least 90 days Your deposit must be “externally sourced funds,” meaning they come from a source not affiliated with Capital One.
  • When do you receive your bonus? Your bonus will be paid by the 12th day of the calendar month, six months after opening your account. For example, if you open your account in June 2022, you will receive your bonus by December 12, 2022.
  • Is there a time limit on the offer? This was a limited-time offer available to new customers who opened an account on or before June 29, 2022.

Capital One 360 Performance Savings Account Bonus: Earn $450 With a $50,000 Deposit (Expired)

Capital One’s savings account bonus is more generous if you deposit a minimum of $50,000. New customers who open a 360 Performance Savings account and deposit $50,000 or more are eligible for a $450 welcome bonus.

  • What is the offer? Earn a $450 bonus with a deposit of $50,000 or more from an external account into a new 360 Performance Savings account within 15 days of account opening and keep the money on deposit for at least 90 days Your deposit must be “externally sourced funds,” meaning they come from a source not affiliated with Capital One.
  • When do you receive your bonus? Your bonus will be paid by the 12th day of the calendar month, six months after your account open date. For example, if you open your account in June 2022, you will receive your bonus by Dec. 12, 2022.
  • Is there a time limit on the offer? Yes. This was a limited-time offer available to new customers who opened an account on or before June 29, 2022.

How Good Are Capital One’s Welcome Bonuses?

Capital One’s promotional welcome bonuses are competitive with the best bank bonuses available. If you’re comfortable banking online, this bank’s bonus offers provide a great way to earn some money while switching your business to a bank that will work well for you.

But there’s a downside. Capital One’s 360 Performance Savings account bonus offer requires a high deposit amount to qualify. You can earn a Earn $300 with an opening deposit of $2,000. You must also fund your account within 30 days of enrollment, maintain your deposit balance for a minimum of 60 days, and make five qualifying transactions within 90 days of offer enrollment or earn a $450 bonus with a deposit of $50,000 or more from an external account into a new 360 Performance Savings account within 15 days of account opening and keep the money on deposit for at least 90 days. If your balance drops below $20,000 or $50,000 during the qualification period, even for a day, you may not receive your bonus.

If you decide to open a Capital One savings account and want to earn the bonus, make sure that you can tie up the required amount of cash for a few months.

The Benefits of Capital One

Capital One offers customers a straightforward banking experience with minimal fees and competitive APYs. If you don’t often need to visit a physical branch, banking with Capital One is a good way to make sure you’re not paying a monthly fee for an account.

Here are some other features that Capital One offers:

  • Overdraft options. Capital One allows you to select what happens if you overdraw your account. You can allow Capital One to decline transactions, automatically transfer money from another account or temporarily carry a negative account balance on approved transactions.
  • Early paycheck. When you sign up for direct deposit of your paycheck or other periodic payment, Capital One can make your payment amount available up to two days before receiving the funds.
  • Cash deposits. Using the Add Cash in Store feature with Capital One’s mobile app, you can deposit up to $999 in cash every day at CVS locations.
  • Capital One Cafés. If you need help with your account, you can visit a Capital One Café, available in select locations, and chat with an ambassador. If you hold a Capital One debit or credit card, you can get 50% off a handcrafted coffee beverage.

What Else Should You Know About Capital One Offers?

Your Bonus May Be Taxable

The bonus you earn from opening a Capital One checking or savings account might be considered taxable income. Capital One will report your bonus as interest income on a Form 1099-INT to the IRS, and send the information to your state revenue authority if required.

You Must Be a New Customer

To qualify for the new account bonus, you must not have held or been a secondary account holder of a comparable account with Capital One since Jan. 1, 2019.

Customers who have held a 360 Checking account will not qualify for the checking account promotion. Customers who have held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account do not qualify for the savings account bonus.

Find The Best Online Savings Accounts Of 2022

Bottom Line

Getting a Capital One checking account bonus could easily put several hundred dollars in your pocket, with minimal effort. If you haven’t considered banking online before, the opportunity to earn a bonus could be a great incentive to give it a try.

Just keep in mind that Capital One promotions are always changing and they do have expiration dates. Comparing checking account bonuses can help you to find the best promotional offer to fit your needs.

Frequently Asked Questions (FAQs)

How does Capital One's $200 bonus work?

There are several ways to earn a Capital One bonus, depending on which type of account you’re opening. You can get a Capital One checking bonus when you open a new checking account and set up qualifying direct deposits. A Capital One savings account bonus may be available when you open a new Capital One savings account, make a minimum opening deposit and meet ongoing minimum balance requirements.

How often can you get a Capital One bonus?

Capital One promotions are limited to new customers only. If you currently have a Capital One account or you’ve taken advantage of a Capital One bonus offer in the past, you won’t be eligible to receive additional welcome bonuses.

When will I get my Capital One 360 bonus?

Depending on which Capital One promotions you’re attempting to qualify for, it may take five to six months to receive a bonus. Bonuses earned are automatically credited to your Capital One 360 account.

How do I see special promotions for Capital One?

You can check for Capital One bonus promotions by visiting the bank’s website. You also can search online for “Capital One checking account bonus” to see what results turn up—or simply keep this page bookmarked so you can easily return to check for updates. You can then compare any available promotions to see which ones you might qualify for and how to earn them.

Where can I cash a Capital One check?

Rules for Non-Customers Even if you're not a Capital One customer, you usually can have a Capital One check cashed at a Capital One bank. In fact, Capital One is one of the few banks that doesn't charge non-customers fees for cashing on of its own checks, as some banks charge $10 or more for this service.

Can you cash a check for cash anywhere?

No, a bank or credit union is not obligated to cash the check. If you go to a bank or credit union where neither you nor the person writing the check has an account, the bank or credit union will often refuse to cash the check.

How do I cash a check with Capital One 360?

HOW IT WORKS.
Start your deposit. Sign in, choose your checking or savings account, then tap Deposit..
Set the scene. Make sure to use good lighting and a dark background. Then hit the camera icon to open your camera..
Snap your pics. Take a picture of the front of the check. ... .
Wrap it up..

Is Capital One owned by Wells Fargo?

Is Capital One owned by Wells Fargo? Wells Fargo does not own Capital One, but the two financial institutions have some corporate connections. In 1994, Signet Financial Corp. started the company now known as Capital One, and Signet is now part of Wells Fargo.