A mortgage in 3 stepsMortgage calculatorCalculate your mortgage and monthly payment in 2 minutes. Also useful if you have a house in mind. Show
House huntingFrom orientation to viewing and finding the right broker. Read what is involved in buying a house.
Mortgage calculatorCalculate your mortgage and monthly payment in 2 minutes. Also useful if you have a house in mind.
House huntingFrom orientation to viewing and finding the right broker. Read what is involved in buying a house.
No-obligations mortgage meetingTo find out more about your options, make an appointment for a free, no-obligations orientation meeting. This can take place wherever and whenever suits you best, by telephone or in a video call. Make an appointment More about mortgage rates
Discount on your mortgage interest rate You will get a 0.20% discount on your mortgage interest rate if:
If you meet both conditions, you will receive a 0.35% discount on your interest rate.
Your mortgage interest rate Your mortgage interest rate depends on the following:
Fixed or a variable rate of interest Fixed interest rate Your interest rate will stay the same for the period of time you agree with us, which can range from 1 to 30 years. This is what is known as the fixed-rate period. During this period, you will pay the same interest rate every month. Variable interest rate Your interest rate can go up or down every month. This means that you will not have certainty as to how much you will be paying every month.
Mortgage interest deduction If you are eligible for mortgage interest deduction, you will receive a proportion of the mortgage interest you pay back from the Dutch tax authorities. How much exactly you will get back depends on your income. Read more about deductible interest.
Interest rate averaging If you would like to benefit from the current lower mortgage interest rate, but do not wish to pay a penalty in a single lump sum, you may wish to consider interest rate averaging. You will then start a new fixed-rate period with a new interest rate. The penalty payable for this can be spread out over the new fixed-rate period, meaning that you will pay it in the form of an interest rate markup.
Example Level-Payment Mortgage (Annuïteiten Hypotheek)
The calculation example only shows the monthly payment for the 1st month. Without any insurance premiums. More about mortgage ratesDiscount on your mortgage interest rateYou will get a 0.20% discount on your mortgage interest rate if:
If you meet both conditions, you will receive a 0.35% discount on your interest rate. Your mortgage interest rate depends on the following:
Fixed or a variable rate of interestFixed interest rate Your interest rate will stay the same for the period of time you agree with us, which can range from 1 to 30 years. This is what is known as the fixed-rate period. During this period, you will pay the same interest rate every month. Variable interest rate Your interest rate can go up or down every month. This means that you will not have certainty as to how much you will be paying every month. Mortgage interest deductionIf you are eligible for mortgage interest deduction, you will receive a proportion of the mortgage interest you pay back from the Dutch tax authorities. How much exactly you will get back depends on your income. Read more about deductible interest. Interest rate averagingIf you would like to benefit from the current lower mortgage interest rate, but do not wish to pay a penalty in a single lump sum, you may wish to consider interest rate averaging. You will then start a new fixed-rate period with a new interest rate. The penalty payable for this can be spread out over the new fixed-rate period, meaning that you will pay it in the form of an interest rate markup. Example Level-Payment Mortgage (Annuïteiten Hypotheek)
The calculation example only shows the monthly payment for the 1st month. Without any insurance premiums. Reasons for taking out a mortgage from ABN AMRODiscount on your mortgage interestClient discount of up to 0.2% if you have an ABN AMRO payment package. And a sustainability discount of up to 0.15% when you buy an energy-efficient home or take further sustainability measures. Free orientation meetingTo find out more about your options, make an appointment for an orientation meeting, free of charge. Wherever and whenever suits you best, by telephone or in a video call. Manage your mortgage yourselfYou can view and change your mortgage yourself on Internet Banking. From changing the interest rate to making additional repayments. It’s secure and easy. Most frequently searched terms regarding mortgagesWhat is the interest rate on an investment property?Investment property rates are usually at least 0.5% to 0.75% higher than standard rates. So at today's average rate of 6.25% (6.282% APR) for a primary residence, buyers can expect interest rates to start around 6.75% to 7% (6.782 - 7.032% APR) for a single-unit investment property.
What is the interest rate on a second home?Mortgage rates are somewhat higher on second home mortgages — by as much as 0.5 percent, 0.75 percent or 1 percent more. This is in part to compensate for the risk of a second home, which you're much more likely to walk away from if you weren't able to make payments compared to your primary residence.
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