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Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC
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- Personal
- Checking Accounts
Everyday Checking
Banking made easy. Open with $25.
Banking your way
These four checking accounts meet different needs – choose what's right for you
Ideal for customers who want help managing their money, including teens and students
Our most flexible and popular checking account, also a great option for students
Many discounts and benefits are included with this interest-bearing account
An interest-bearing account with our highest level of relationship banking benefits and perks
- Checkless banking with digital and debit card payments
- No overdraft fees
- Standard bank account features like check writing and multiple ways to avoid the monthly service fee
- Optional Overdraft Protection
- Fee waivers and discounts for many banking services
- Interest rate discounts on select new loans
- Premium discounts and fee waivers for specialized banking services and interest rate discounts on select new loans
- 24/7 support from a banking service team
- Ages 13 to 16 must open with an adult co-owner
- Teens 13 to 17 must open at a branch - see what you'll need
- Must be 17 or older to open this account
- Teens 17 years old must open at a branch - see what you'll need
- Must be 18 or older (19 in AL) to open this account - see what you'll need
- Must be 18 or older (19 in AL) to open this account - see what you'll need
Not sure which checking account's the best fit?
Do more with the Wells Fargo Mobile® app
Plus all the features of a Wells Fargo checking account
Student checking at your fingertips
No monthly service fee charged for primary account owners based on age.
Learn more
Checking FAQs
You can apply online or in person:
- In just minutes you can apply through Wells Fargo Online® for a checking or savings account, credit card or loan.
- Or visit a Wells Fargo branch near you.
Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. Once you've enrolled, you'll receive an email confirmation, and you'll be ready to sign on and manage your accounts.
See more Banking FAQs
Still have questions?
For questions about new
accounts.
For existing accountholders or questions:
1-800-869-3557
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Enjoy the convenience and security of the Wells Fargo Mobile® app.
Banking at your convenience
The Wells Fargo Mobile app gives you options for 24/7 banking anywhere you have internet access:
- Download and use our Wells Fargo Mobile app.
- Access wellsfargo.com through your mobile browser.
You can check account balances, pay bills, or transfer funds; quickly find an ATM or branch location; receive and send money with people you know and trust with Zelle®; and receive alerts to track your account activity.
Get started with Wells Fargo Mobile
Digital wallets, a secure and easy way to pay
Add your Wells Fargo card to a digital wallet and conveniently make purchases almost anywhere – in stores, online and in apps.
- Fast and convenient
No need to fumble through your purse or wallet to find your card, or re-enter your card details at checkout. Simply add your Wells Fargo cards to a supported digital wallet, and you’re all set to pay. - Pay securely
Your actual card number is not stored on your mobile device, but is replaced with a unique digital card number. This means businesses do not see or store your full card number. And, you will continue to enjoy Wells Fargo’s 24/7 fraud monitoring and Zero Liability protection when you promptly report unauthorized transactions. - Try it at the ATM
Conveniently get cash and more at Wells Fargo ATMs with your Wells Fargo Debit Card in your digital wallet. Just look for the Contactless Symbol, tap your mobile device, and enter your card PIN.
Learn more about digital wallets
Get started managing your accounts online Enroll now
Already have an account? Sign On