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- Personal
- Home Mortgage Loans
A home of your own
With low down payment options on a fixed-rate mortgage
Buying a house
Wherever you are in the process, we're here to guide you every step of the way
Step 1:
See what you can afford
Get an estimated home price and monthly mortgage payment based on your income, monthly debt, down payment, and location.
Check price range
Step 2:
Get a prequalification
Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer.
Get prequalified
Step 3:
Start your application
Ready to take the next step in homeownership? Call 1-877-937-9357 or find a mortgage consultant in your area
Get a call back
Mortgage calculators and tools
Refinancing
Get your personalized refinance rate
Use our mortgage calculator to get estimated refinance rates and payments based on your circumstances.
Refinance calculator
Talk to a mortgage consultant
Refinancing your mortgage could lower your monthly payment, lower your interest rate, or cash out your equity. Let’s discuss your options.
Get a call back
Why choose Wells Fargo?
Experience
Put our experience to work – we’re a leading mortgage lender with options to fit your needs.
Simple online application
We’ll guide you through the loan process, so you know what to expect every step of the way.
Guidance
You’re not in it alone – we’ll help you find a loan that’s right for you.
Ongoing support
It doesn’t end when you get the keys – we’re here for you as you grow into your new home.
Still have questions?
New Loans
1-877-937-9357
Mon – Fri: 7 am – 8
pm
Sat: 8 am – 6 pm
Central Time
Existing Loans
1-800-357-6675
Mon – Fri: 6 am – 10 pm
Sat: 8 am – 2 pm
Central Time
Marque 9 para recibir atención en español.
Ready to get started?
Or call us at 1-877-937-9357
You have many options for making payments.
Set up automatic payments
You decide which savings or checking account you would like the money to come from each month. There is no charge for enrollment, and you can easily change or cancel the automatic payments online.
To set up automatic payments, sign on, select your auto loan from Account Summary, and then select Enroll in Autopay. You can also call us at 1-800-289-8004 or download the automatic loan payments authorization (PDF), complete the form, and return by mail or fax.
If you would like to change or cancel your automatic payments, please allow at least 3 business days before the automatic payment is scheduled to withdraw.
Pay online
Sign on and select your auto loan from Account Summary. You can make a payment immediately or schedule a payment up to 30 days in advance. Not enrolled in Wells Fargo Online®? Enroll now.
Pay by phone
Call 1-800-289-8004, 24 hours a day, 7 days a week to use our automated system.
Pay by mail
Make your check or money order payable to Wells Fargo Auto. Be sure to fill in all sections of a money order. (Do not send cash.) Write your account number on your check or money order.
Mail your payment to:
Wells Fargo Auto
PO Box 17900
Denver, CO 80217-0900
Pay in person
You can make payments at any Wells Fargo banking location at no charge, and a Wells Fargo account is not required.
Other ways to pay
- MoneyGram® – Include your 10-digit Wells Fargo Auto account number and Receive Code 1815. Please note: third-party fees may apply.
- Western Union® – Include your 10-digit Wells Fargo Auto account number, Western Union City Code CATX, and State Code TX. Please note: third-party fees may apply.
Additional principal payments
When you pay more than the total amount due, on or before the due date, the additional amount will pay down your principal balance and will be applied to your next payment due. You can pay your account up to three months in advance. Once the account is paid ahead three months, additional funds go toward principal only.
If you'd like to have additional funds applied to principal only, here are three ways to pay:
- Automatic payments – Sign on and select your auto loan from Account Summary. Select Enroll in Autopay, and include the additional amount to be applied to principal.
- Mail – Note the additional principal amount using the payment coupon attached to your statement.
- Branch – Ask a Wells Fargo team member to apply the additional payment amount to the principal balance.
Note: Principal-only payments won’t change the amount of your next payment or the due date. If you have incurred any late fees, the principal payment will be applied after any past due amounts and charges.
If you have other questions, please see our auto loan FAQs.
Set up automatic payments
You decide which savings or checking account you would like the money to come from each month. There is no charge for enrollment, and you can easily change or cancel the automatic payments online.
To set up automatic payments, download and complete the automatic payment form (PDF), and return by mail.
Pay online
Sign on to your account to make a payment. Not enrolled in Wells Fargo Online®? Enroll now.
Pay by phone
Automated payment service is available 24 hours a day, 7 days a week.
Pay by mail
Make your check or money order payable to Wells Fargo Auto. Be sure to fill in all sections of a money order. (Do not send cash.) Write your account number on your check or money order. Mail your payment to:
Wells Fargo Auto
PO Box 51168
Los Angeles, CA 90051-5468
Pay in person
You can make payments at any Wells Fargo banking location at no charge, and a Wells Fargo account is not required.
Other ways to pay
- Pay by MoneyGram® – Include your 17-digit Wells Fargo Auto account number and Receive Code 2459. The company name is Wells Fargo Auto. Please note: third-party fees may apply.
- Pay by Western Union® – Include your 17-digit Wells Fargo Auto account number, Western Union City Code WF Auto Finance, and State Code PA. Please note: third-party fees may apply.
Additional principal payments
When you pay more than the total amount due, on or before the due date, the additional amount will pay down your principal balance and will be applied to your next payment due. You can pay your account up to three months in advance. Once the account is paid ahead three months, additional funds go toward principal only.
If you’d like to have additional funds applied to principal only, here are four ways to pay:
- Automatic payments – Download and complete the automatic payment form (PDF). Include the additional amount to be applied to principal, and return the form by mail.
- Online – Sign on to your account to make a payment, and select the principal payment option.
- Mail – Note the additional principal amount using the payment coupon attached to your statement.
- Branch – Ask a Wells Fargo team member to apply the additional payment amount to the principal balance.
Note: Principal-only payments won’t change the amount of your next payment or the due date. If you have incurred any late fees, the principal payment will be applied after any past due amounts and charges.
If you have other questions, please see our auto loan FAQs.