How can i get my 1095 form online

If you purchased your health coverage through a state-run or federally facilitated Marketplace, you should receive Form 1095-A.

Some information on Form 1095-A:

  • Form 1095-A is mailed to subscribers from the Marketplace at the beginning of the year.
  • Form 1095-A must be used to demonstrate proof of coverage and reconcile premium tax credits. You may need your form to show proof of medical health plan coverage when filing your tax returns with a tax preparer. Please visit the IRS page on health care information formsKaiser Permanente is not responsible for the content or policies of external Internet sites, or mobile apps. for more information.
  • If you believe the information on your Form 1095-A is incorrect, please contact your Marketplace.

If you lost or never received your Form 1095-A, please contact your Marketplace.

On this page:

  • What is Form 1095-A? What should I do with it?
  • What is Form 8962? What should I do with it?
  • What is the advance premium tax credit (APTC)?
  • I got an advance premium tax credit (APTC). How was my financial help calculated?
  • I chose an advance premium tax credit (APTC). Will I get a credit or have to pay money back?
  • If I’m the subscriber for my household, will I get one Form 1095-A or one for each family member?
  • Why did I get a second Form 1095-A with different information?
  • What if I already filed my tax return before I got my 1095-A, or before I got a corrected one?
  • What if I think the information on Form 1095-A is wrong?
  • I’m enrolled only in a stand-alone dental plan or a catastrophic plan (also called a minimum coverage plan in California). Will I get a 1095-A?
  • Where can I get more information on my Form 1095-A?
  • Where can I get help filing my taxes?

What is Form 1095-A? What should I do with it?

You’ll need to use Form 1095-A (Health Insurance Marketplace Statement) when you file your federal income taxes to show proof that you have health insurance. You may also need to use Form 1095-A to complete Form 8962 if you chose to have advance premium tax credit (APTC).

You should get the form in the mail from the Marketplace by early February. Keep your 1095-A form with your W-2 forms and other tax records.

What is Form 8962? What should I do with it?

You can file Form 8962 (Premium Tax Credit) with your tax return if you want to claim the premium tax credit or if advance payments were made to Kaiser Permanente. You'll need to file a long form 1040.

You'll find the information you need to fill out Form 8962 in your Form 1095-A.

What is the advance premium tax credit (APTC)?

The APTC is a payment the federal government makes directly to a health plan insurer such as Kaiser Permanente to lower someone’s premium during the year. You need to meet specific rules to get this kind of financial help. Please visit the IRS website for more information.

I got an advance premium tax credit (APTC). How was my financial help calculated?

Your Marketplace calculated your tax credit based on:

  • Your estimated income (based on your federal income tax filing and/or your own reporting) and family size when you applied for your health insurance plan.
  • The cost of the second-lowest-priced Silver plan offered through your Marketplace.

I chose an advance premium tax credit (APTC). Will I get a credit or have to pay money back?

When you file your taxes, your APTC will be reconciled. That means it’s recalculated based on your actual income and dependent information for the previous year. Then it will be compared to the advance payments made to Kaiser Permanente for your premiums.

Filling out your Form 8962 (Premium Tax Credit) will help you figure out if you have a credit or a payment. You’ll use the information on your Form 1095-A to complete Form 8962.

  • If the APTC amount paid to Kaiser Permanente was less than your premium tax credit, you should get money back.
  • If the APTC amount paid to Kaiser Permanente was more than your premium tax credit and/or you did not pay your share of the premiums, you may need to pay back some or all of the money you got.

If I’m the subscriber for my household, will I get one Form 1095-A or one for each family member?

If you’re all on the same health insurance plan, you’ll get one Form 1095-A that lists all the members of your household.

If you’re on separate plans, you will get separate ones.

You may get more than one Form 1095-A if you're in any of the following situations:

  • You updated your family information during the year.
  • You switched plans during the year.
  • You had family members enrolled in different states.

Why did I get a second Form 1095-A with different information?

Sometimes you'll get a corrected Form 1095-A when information used in the original one changes. Make sure to use the most recent one when filing your taxes.

What if I already filed my tax return before I got my 1095-A, or before I got a corrected one?

You may file an amended return.

For more information about filing an amended tax return, contact your tax professional, if you have one, or visit the IRS page on amended tax returns.

If you already filed your federal income tax return using information from a previous Form 1095-A sent to you, and you didn't resolve the incorrect information with the IRS, you may need to file an amended return. Visit irs.gov and enter the keywords "amended return" for more information on when to file an amended return.

What if I think the information on Form 1095-A is wrong?

If you think there are errors on your Form 1095-A, contact your Marketplace for help. You'll find your Marketplace phone number in the table below.

I’m enrolled only in a stand-alone dental plan or a catastrophic plan (also called a minimum coverage plan in California). Will I get a 1095-A?

If you're enrolled in a stand-alone dental plan, you may get a Form 1095-A.

Exchange catastrophic plan subscribers will not receive a Form 1095-A from the Marketplace.

Where can I get more information on my Form 1095-A?

You can contact your Marketplace, your tax professional, or visit the IRS website.

Marketplace contact information:

Region Marketplace General Information
California 1-800-300-1506;
TTY 1-888-889-4500
Colorado 1-855-752-6749;
TTY 1-855-346-3432
District of Columbia 1-855-532-5465;
TTY 711-1-532-5465
Georgia 1-800-318-2596;
TTY 1-855-889-4325
Hawaii 1-800-318-2596;
TTY 1-855-585-8604
Maryland 1-855-642-8572;
TTY 1-855-642-8573
Oregon 1-800-318-2596;
TTY 1-855-889-4325
Virginia 1-800-318-2596;
TTY 1-855-889-4325
Washington 1-855-923-4633;
TTY 1-855-627-9604

Where can I get help filing my taxes?

You can get free help completing your taxes. Choices include free tax software programs or personal assistance.

For more information, visit irs.gov/freefile or irs.gov/vita. You can also get professional tax assistance. For information about choosing a tax professional, visit irs.gov/tax-professionals.