How can i cash a personal check online

Cash paychecks, personal checks, business checks, money orders and more, anytime, anywhere. Get your money in minutes in the accounts you choose, as good as cash and safe to spend!

With Ingo Money, it’s your money on your terms.

All checks subject to review for approval. Fees may apply.

 

How can i cash a personal check online
How can i cash a personal check online

 

Get the Ingo Money App

 

Cash a Check and Get Your Money in Minutes

INGO MONEY APP


Cash a check on your mobile device.

Get your money in minutes in most bank, PayPal or prepaid card accounts, buy an Amazon.com Gift Card, pay credit cards or pick up cash at a MoneyGram agent location.

No check cashing lines. No take-backs. No worries.

How can i cash a personal check online
How can i cash a personal check online

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.


INGO MONEY APP


Cash a check on your mobile device.

 

Cash a check with Ingo Money and, if your check is approved, get your money in minutes in your bank, prepaid card or PayPal account, buy an Amazon.com Gift Card, pay credit card bills or pick up cash at a MoneyGram agent location.

No check cashing lines. No take-backs. No worries.

Simply link your accounts in the Ingo Money App, cash a check and choose where you want to send your money. Or split a check and send money to more than one place.

How can i cash a personal check online


All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.


HOW THE APP WORKS


Cash a check in three easy steps.

How can i cash a personal check online

Take pictures of your check

All checks subject to review for approval

How can i cash a personal check online

Choose when you want your money

Fees apply for money in minutes transactions

How can i cash a personal check online

Choose where to send your money

Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts

How can i cash a personal check online
How can i cash a personal check online

HOW THE APP WORKS


Cashing checks is easy!

  1. Sign in and tap ‘Cash a Check’
  2. Take a photo of the front and back of your check
  3. Choose WHEN you want your money
  4. Choose WHERE you want your money
  5. Submit your check for review

The review process typically takes just a few minutes. If your check is approved, you may also be asked to void it and submit a voided image.

  • How can i cash a personal check online
  • How can i cash a personal check online
  • How can i cash a personal check online
  • How can i cash a personal check online
  • How can i cash a personal check online

Get the Ingo Money App:

How can i cash a personal check online
How can i cash a personal check online

Get the Ingo Money App


Cash a check in three easy steps.

How can i cash a personal check online

Take pictures of your check

All checks subject to review for approval

How can i cash a personal check online

Choose when you want your money

Fees apply for money in minutes transactions

How can i cash a personal check online

Choose where to send your money

Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts

GET THE INGO MONEY APP

GET THE APP


Download, Enroll and Ingo!

How can i cash a personal check online

Download the Ingo Money App

The app is free to download; data rates may apply

How can i cash a personal check online

Enroll to create your user profile

Link debit, prepaid, credit card and PayPal accounts

How can i cash a personal check online

Your’re ready to Ingo

Cash checks in minutes for a fee; in 10 days for free

How can i cash a personal check online
How can i cash a personal check online

GET THE APP


Download, Enroll and Ingo!

How can i cash a personal check online

Download the Ingo Money App

The app is free to download; data rates may apply

How can i cash a personal check online

Enroll to create your user profile

Link debit, prepaid, credit card and PayPal accounts

How can i cash a personal check online

Your’re ready to Ingo

Cash checks in minutes for a fee; in 10 days for free

GET THE INGO MONEY APP

GET THE APP


Install the Ingo Money App and create your user profile.

How can i cash a personal check online

Download

Install the app from the App Store℠ or the Google Play™ Store. Data rates may apply.

How can i cash a personal check online

Enroll

Create your user profile and link your debit card, prepaid card, PayPal and credit card accounts.

How can i cash a personal check online

Snap

Follow the screen prompts to snap a photo of the front and back of your check.

How can i cash a personal check online

Go

Get your money in minutes for a fee or in 10 days for no fee. Whichever option you choose, if your check is approved and your account is funded, your money is as good as cash and safe to spend.

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

Get the Ingo Money App:

How can i cash a personal check online
How can i cash a personal check online

Get the Ingo Money App

FAQ CONTACT US CAREERS


How can i cash a personal check online
How can i cash a personal check online

SUPPORTED ACCOUNTS & NETWORKS


The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, Pathward and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS®; and (5) cash pick-up at MoneyGram’s participating U.S. locations. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird℠ by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.

How can i cash a personal check online


Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details. Ingo Money service is not available for use within the state of New York.

Amazon.com Gift Cards (“GCs”) sold by First Century Bank, N.A., an authorized and independent reseller of Amazon.com Gift Cards. Except as required by law, GCs cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at Amazon.com or certain of its affiliated websites. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.

Cash pick-up service is provided by MoneyGram Payment Systems, Inc., subject to the MoneyGram Terms and Conditions available at https://www.moneygram.com/us/en/terms-and-conditions; availability subject to agent operating hours and compliance with regulatory requirements. MoneyGram cash payout transactions are available between $5.00 and $1,000.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with these companies. All rights reserved.

Can I cash a personal check online?

Remember that while you can't cash a check the old-fashioned way online, it's possible to deposit and access funds electronically. If you're considering using your bank's mobile app or a third-party check-cashing app, here are a few things to think about.

What app will cash a personal check?

With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts.

How can I instantly cash a check online?

How it works.
Download the Money Mart app..
Sign-in or create an account..
Tap "Cash a Check".
Take a photo of the front and back of your check..
Review your details and fees, and tap "Submit".

How can I cash a personal check without an account?

How to cash a check without a bank account, but you have ID: Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) Cash the check at a check-cashing store.