First convenience bank savings account interest rate

AUTO LOANS

For current auto loan rates, check out our Auto Loan Rates page.

 See Current Auto Loan Rates


DEPOSIT ACCOUNTS

Effective: September 28, 2022

Certificates of Deposit* Learn More

ADD IT UP CD$100 Minimum$1,000 Minimum$15,000 Minimum$30,000 Minimum
TermInterest RateAPY**Interest RateAPY**Interest RateAPY**Interest RateAPY**
24 Months 0.75% 0.75% 1.00% 1.00% 1.05% 1.05% 1.10% 1.10%
$1,000 Minimum$15,000 Minimum$30,000 Minimum
TermInterest RateAPY**Interest RateAPY**Interest RateAPY**
6 Months 0.75% 0.75% 0.80% 0.80% 0.85% 0.85%
1 Year 0.85% 0.85% 0.90% 0.90% 0.95% 0.95%
11/2 Years 0.95% 0.95% 1.00% 1.00% 1.05% 1.05%
2 Years 1.00% 1.00% 1.05% 1.05% 1.10% 1.10%
3 Years 1.05% 1.05% 1.10% 1.10% 1.15% 1.15%
4 Years 1.10% 1.10% 1.15% 1.15% 1.20% 1.21%
5 Years 1.15% 1.15% 1.20% 1.21% 1.25% 1.26%

CD Specials Learn More

TermMinimum DepositInterest RateAPY**
3 Month CD $50,000 1.75% 1.76%
3 Month CD $100,000 2.00% 2.02%
3 Month CD $250,000 2.25% 2.27%
7 Month CD $10,000 2.40% 2.42%
7 Month CD $25,000 2.50% 2.52%
17 Month CD $10,000 2.25% 2.27%
17 Month CD $25,000 2.35% 2.37%

Individual Retirement Account (IRA) Savings Learn More

Minimum DepositInterest RateAPY**
$0.01-$24,999 0.95% 0.95%
$25,000-$99,999 1.05% 1.05%
$100,000 + 1.15% 1.15%

**Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation

Savings Accounts

NameMinimumInterest RateAPY**

Savings (Standard Savings, Kids First Savings, and Celebration Savings)

$0.01+ 0.10% 0.10%
Money Market Savings (Commercial & Consumer Accounts) $0.01-$24,999 0.30% 0.30%
$25,000-$99,999 0.40% 0.40%
$100,000-249,999 0.50% 0.50%
$250,000 + 0.60% 0.60%

Checking Accounts

NameMinimumInterest RateAPY**
Premier Checking $0.01-24,999 0.08% 0.08%
$25,000-$99,999 0.09% 0.09%
$100,000 + 0.10% 0.10%
Interest Rewards Special Rate*** (Met Qualifications) $0.01-$15,000 2.00% 2.02%
Interest Rewards Market Rate*** (Met Qualifications) $15,000 + 0.05% 0.05%
Interest Rewards  Base Rate (Did not meet Qualifications) $0.01 + 0.02% 0.02%
Health Savings Account (HSA) Checking $0.01-$4,999 0.05% 0.05%
$5,000 0.10% 0.10%
Commercial Checking with Interest $0.01 + 0.05% 0.05%

* Substantial penalty for early withdrawal of Certificates of Deposit.

**Annual Percentage Yields (APY) and rates may change after an account is opened

*** Rate disclosed for Interest Rewards is applied if account qualifications are met, including using your debit card 25 times per statement cycle to make purchases, and account is set up with one monthly direct deposit or automatic withdrawal.

Fees could reduce the earnings on interest bearing accounts.

Each Depositor insured to at least $250,000 by the Federal Deposit Insurance Corporation. 

How much interest does FNB give on savings account?

5.80% You get instant access to your savings in case of emergencies or unforeseen expenses. Get it now!

Does First Convenience Bank have a savings account?

Your Savings Account provides one (1) FREE, non AccountTRANSFER, debit per calendar month. Except for AccountTRANSFER, beginning with the second (2nd) debit, a $3.50 per Item withdrawal Fee will be charged on the last business day of the month. Normal ATM transaction Fees and charges apply.

What bank gives the highest interest rate on savings?

Best Savings Accounts:.
Fitness Bank - 3.50% APY*.
North American Savings Bank - 3.04% APY*.
DollarSavingsDirect - 3.01% APY..
UFB Direct - 3.01% APY..
Northpointe Bank - 2.95% APY..
Bread Savings - 2.90% APY..
CFG Bank - 2.90% APY..
Valley Direct - 2.85% APY..

How much can a firstbank savings account carry?

Maximum cumulative balance on the account at any point in time is N300,000.