Show There are about 16,000 Chase ATMs in more than 40 states and Washington, D.C., making the ATM network one of the largest among banks in the U.S. But Chase ATM services and fees are average compared with those at other big banks. See what makes Chase ATMs great and where they fall short.
SoFi Checking and Savings LendingClub High-Yield Savings Citizens Online Savings Account Min. balance for APY $5,000 CIT Bank Savings Connect Chase ATMs vs. other banksChase's ATM network is impressive, but it’s no match for Citibank, which gives its customers free access to over 65,000 ATMs nationwide (read NerdWallet’s Citibank review here). In comparison, Bank of America has about 17,000 ATMs and Wells Fargo has over 13,000. NerdWallet's favorite checking accounts for ATM accessHere's a closer look at Axos Rewards Checking, LendingClub Rewards Checking and Charles Schwab High Yield Investor Checking. All three offer ATM fee reimbursements.
Outside the Chase network, fees can add upIf you live in Chase’s service area, you'll have plenty of ATMs. But if you live outside an area and regularly use out-of-network ATMs, the fees could add up quickly. To avoid ATM costs, get cash back at grocery stores or retail checkouts. For a longer-term solution, consider the best banks for ATMs or a credit union in the Co-op network. Over 1,000 credit unions are part of this nationwide network of about 30,000 fee-free ATMs. Frequently asked questions How much can you withdraw from a Chase ATM? With your Chase ATM card, you can withdraw up to $3,000 per day from a Chase in-branch ATM. At other Chase ATMs, you can withdraw up to $1,000 per day for regular accounts and $3,000 per day for premium accounts. What ATMs can you use with Chase? You can use your Chase ATM card at Chase ATMs for free. At non-Chase ATMs in the continental U.S., Puerto Rico and the U.S. Virgin Islands, the fee is $3 per transaction. At ATMs outside of those areas, the fees are $5 for withdrawals and $3 for ATM inquiries and transfers. On top of that, ATM operators may charge a fee. For certain Chase customers, some ATM fees are waived. Can you deposit cash at Chase ATMs? Yes, you can deposit cash. There is no limit for the amount of cash you can deposit at a Chase ATM. Do you need a Chase card to use a Chase ATM?Once you have successfully loaded your card into your mobile wallet, you no longer need to have your physical card to make transactions at Chase ATMs.
Can you still use ATM without card?What are cardless ATMs and how do they work? Cardless ATMs provide access to your account and allow you to withdraw cash without the need for a card. Instead, they rely on account verification via text message or a banking app on your smartphone.
How do I use the ATM without my card?If it's available, one of the smartest and most convenient ways to withdraw cash without an ATM card is to use your bank's mobile banking app to withdraw money from an ATM using a generated barcode, meaning all you'll need is your smartphone, a bank account, and your bank's mobile app or affiliated mobile wallet (e.g. ...
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