Bank of america premium rewards visa signature benefits

a $500 value; after you make at least $3,000 in purchases in the first 90 days of account opening

Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.

Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.

If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.

No limit to the points you can earn and your points don't expire.

Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.

Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.

APR: 18.99% - 25.99% Variable

Balance Transfer Fee 3% (min $10)

Bank of America Premium Rewards credit card Pros & Cons

2 points on travel and dining

Extra points for Preferred Rewards clients

Up to $200 in air travel credits

Requires excellent credit

Bank of America Premium Rewards credit card Review

View 23 User Reviews

cash advance fee See Terms
cash advance APR See Terms
foreign transaction fee 0%
smart chip Yes, chip-and-PIN
max late fee See Terms
max overlimit fee $0
max penalty APR 29.99% (V)
grace period See Terms

at Bank of America's secure site

No foreign transaction fees.

This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

at Bank of America's secure site

Can't find what you are looking for? Submit your question about Bank of America® Premium Rewards® credit card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

What is the Bank of America Premium Rewards credit card credit score requirement?

Chip Lupo, Credit Card Writer

The Bank of America® Premium Rewards® credit card credit score requirement is 750 or better. That means people with excellent credit have a shot at getting approved for the Bank of America Premium Rewards credit card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Premium Rewards credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the Bank of America Premium Rewards credit card credit score requirement. You can check your credit score for free on WalletHub.

How much is the Bank of America Premium Rewards Credit Card foreign transaction fee?

Bogdan Roberts, Credit Cards Moderator

How much is the Bank of America Premium Rewards Credit Card annual fee?

Chip Lupo, Credit Card Writer

How do I apply for the Bank of America Premium Rewards card?

Is Bank of America Premium Rewards Credit Card metal?

Chip Lupo, Credit Card Writer

How does the Bank of America Premium Rewards rental car insurance work?

Alice Kane, WalletHub Analyst

How do the details of the travel insurance options for this card compare to leading competitors like Chase Sapphire?

Is Bank of America Premium Rewards a cash back credit card?

Adam McCann, Financial Writer

Can I transfer my Bank of America Premium Rewards points to an airline rewards program?

How do I cancel my Bank of America Premium Rewards card?

Tommy S Davidson, WalletHub Analyst

You can cancel your Bank of America Premium Rewards card by calling 800-432-1000. But keep in mind that canceling a card may lower your credit score.

Share your insights and review the Bank of America® Premium Rewards® credit card

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Bank of America® Premium Rewards® credit card

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Is boa Premium Rewards worth it?

Travelers whose spending will earn rewards that make the annual fee worthwhile might find great value in the Bank of America® Premium Rewards® credit card. Account holders earn 2 points per dollar on travel and dining purchases and 1.5 points per dollar on all other purchases. There's no limit on earning.

Does Bank of America Premium Rewards have travel insurance?

Benefits: The Bank of America Premium Rewards credit card comes with travel perks, including trip-delay reimbursement, trip-cancellation or -interruption insurance, baggage-delay insurance, lost-luggage reimbursement, emergency evacuation and transportation coverage and purchase protection and extended warranty ...

What are the benefits of a premium credit card?

While each premium credit card has a number of exclusive perks, they all typically come with a variation of these benefits: travel insurance, airport lounge access, multiple spending categories to earn bonus miles, TSA PreCheck®/Global Entry credit, spending credits (travel or hotel credits) and more.

Is Bank of America Visa Signature Card good?

The BankAmericard credit card is a very good credit card that's worthwhile for people with excellent credit who can benefit from interest-free financing for the first 21 billing cycles on new purchases as well as balance transfers made in the first 60 days. The BankAmericard credit card does not charge an annual fee.